Compare · 2 funds side by side · dividends reinvested

CDIG and SPY

CDIGCity Different×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

CDIG and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.0

City Different Investments Global Equity ETFInternational · Global0.75%0.00%+3.0%+1.5%[…][…]−11.4%20.5%$56M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CDIG 2025 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

City Different Investments Global Equity ETF · $56M[…]

CDIG

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 7.0% in common

CDIGMeasureSPY

+3.0%Year to dateJan 1 → Nov 5+13.3%

+1.5%1 yearTotal return+13.4%

[…]3 years · per year$10,000 became […] · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.75%Expense ratio$75 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $99 a year on $10k0.99%

−11.4%Worst dropSmaller is better−8.9%

20.5%VolatilityLower is calmer12.9%

CDIGSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CDIG vs SPY: Top 5 Holdings

Today

CDIG

39.1%in top 5

SPY

in top 527.7%

CDIGStockSPY

9.4%MELInot top 5

9.2%CVNAnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

7.1%TDWnot top 5

7.1%TLNnot top 5

6.3%AMZN3.9%

not top 5MSFT6.2%

not top 5GOOGL2.6%

Held in common7.0%

End-of-day Nov 5, 2026 · share of each fund

CDIG vs SPY Returns, Every Period

City DifferentCDIG

+1.5%

past year

SPYSPDR

+13.4%

past year

CDIGSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Core: CDIG vs SPY

YTD

City DifferentCDIG

+3.0%

SPYSPDR

+13.3%

+3.0%Year to date+13.3%

−11.4%Worst drop · 1Y−8.9%

20.5%Volatility · 1Y12.9%

0.0%Yield1.0%

$55.7MAssets$805B

4–0SPY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CDIG, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

CDIG0.75%$75

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CDIG, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

CDIG0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

CDIG$0 − $75 = −$75

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CDIG, SPY

Today

7.0%most shared, CDIG and SPY

CDIGSPY

CDIG—7.0%

SPY7.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

SPYWorst drop−8.9%12.9% vol

CDIGWorst drop−11.4%20.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYCDIG

+13.3%Year to date+3.0%

1.0%Yield0.0%

+13.4%Past year+1.5%

0.09%Fee0.75%

4–0SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026