Compare · 3 funds side by side · dividends reinvested

CDL, SPYM and VTI

CDLVictoryShares×SPYMSPDR×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

CDL, SPYM and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VictoryShares US Large Cap High Div Volatility Wtd ETFUS Stock Styles · Large cap0.38%3.04%+20.4%+23.9%+19.5%+10.3%−7.9%11.1%$408M1.6

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CDL 2015 · SPYM 2005 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

VictoryShares US Large Cap High Div Volatility Wtd ETF · $408M$16,332

CDL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 11.5% in common

CDLMeasureSPYM

+20.4%Year to dateJan 1 → Nov 5+8.4%

+23.9%1 yearTotal return+9.8%

+19.5%3 years · per year$10,000 became $17,046 · $18,222+22.1%

+10.3%5 years · per year$10,000 became $16,332 · $17,164+11.4%

0.38%Expense ratio$38 · $2 a year on $10k · lower is better0.02%

3.04%Trailing 12-mo yield$304 · $106 a year on $10k1.06%

−7.9%Worst dropSmaller is better−8.9%

11.1%VolatilityLower is calmer13.6%

CDLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3CDL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CDL vs SPYM: Top 5 Holdings

Today

CDL

8.3%in top 5

SPYM

in top 527.7%

CDLStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

1.7%WECnot top 5

1.7%DUKnot top 5

1.6%EDnot top 5

1.6%EVRGnot top 5

1.6%LNTnot top 5

Held in common11.5%

End-of-day Nov 5, 2026 · share of each fund

CDL vs SPYM Returns, Every Period

VictorySharesCDL

+10.3%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

CDLSPYMFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: CDL vs VTI

YTD

VictorySharesCDL

+20.4%

VTIVanguard

+8.4%

+20.4%Year to date+8.4%

−7.9%Worst drop · 1Y−8.9%

11.1%Volatility · 1Y13.7%

3.0%Yield1.1%

$408MAssets$689B

4–0CDL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CDL, SPYM, VTI

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

CDL0.38%$38

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CDL, SPYM, VTI

3.04%highest, CDL

FundTrailing yieldYield$10k

CDL3.04%$304

VTI1.10%$110

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$266most kept, CDL

CDL$304 − $38 = $266

VTI$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CDL, SPYM, VTI

Today

86.5%most shared, SPYM and VTI

CDLSPYMVTI

CDL—11.5%9.5%

SPYM11.5%—86.5%

VTI9.5%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.9%CDL, at 11.1% volatility

CDLWorst drop−7.9%11.1% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CDLVTI

+20.4%Year to date+8.4%

3.0%Yield1.1%

+23.9%Past year+9.9%

0.38%Fee0.03%

3–1CDL wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026