Compare · 3 funds side by side · dividends reinvested

CEMB, VCSH and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

CEMB, VCSH and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B1.9

iShares J.P. Morgan EM Corporate Bond ETFBonds & Cash · Corporate0.50%5.40%+0.3%+1.0%+7.6%+1.8%−2.9%3.2%$398M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CEMB 2012 · VCSH 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares J.P. Morgan EM Corporate Bond ETF · $398M$10,929

CEMB

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

$10,000 five years ago, dividends reinvested

CEMBMeasureVCSH

+0.3%Year to dateJan 1 → Nov 5+1.4%

+1.0%1 yearTotal return+2.3%

+7.6%3 years · per year$10,000 became $12,453 · $11,843+5.8%

+1.8%5 years · per year$10,000 became $10,928 · $11,379+2.6%

0.50%Expense ratio$50 · $3 a year on $10k · lower is better0.03%

5.40%Trailing 12-mo yield$540 · $454 a year on $10k4.54%

−2.9%Worst dropSmaller is better−1.6%

3.2%VolatilityLower is calmer2.1%

CEMBVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VCSH wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CEMB vs VCSH: Top 5 Holdings

Today

CEMB

[…]in top 5

VCSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

CEMB vs VCSH Returns, Every Period

iSharesCEMB

+1.8%

5 years, per year

VCSHVanguard

+2.6%

5 years, per year

CEMBVCSHFaded: behind in that period

1–3VCSH wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CEMB vs VCSH

YTD

iSharesCEMB

+0.3%

VCSHVanguard

+1.4%

+0.3%Year to date+1.4%

−2.9%Worst drop · 1Y−1.6%

3.2%Volatility · 1Y2.1%

5.4%Yield4.5%

$398MAssets$43.9B

3–1VCSH wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CEMB, VCSH, SGOV

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

SGOV0.09%$9

CEMB0.50%$50

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CEMB, VCSH, SGOV

5.40%highest, CEMB

FundTrailing yieldYield$10k

CEMB5.40%$540

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$490most kept, CEMB

CEMB$540 − $50 = $490

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CEMB, VCSH, SGOV

Today

[…]holdings […]

CEMBVCSHSGOV

CEMB—[…][…]

VCSH[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

CEMBWorst drop−2.9%3.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CEMBSGOV

+0.3%Year to date+3.1%

5.4%Yield3.6%

+1.0%Past year+3.7%

0.50%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026