Compare · 3 funds side by side · dividends reinvested

CERY, SCHD and IAU

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,511IAU · best of the three

02 / 04

CERY, SCHD and IAU, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5

State Street SPDR Bloomberg Enhanced Roll Yield Commodity Strategy No K-1 ETFCommodities · Broad basket0.28%3.77%+32.6%+36.0%[…][…]−14.3%16.9%$1.2B1.8

iShares Gold TrustCommodities · Gold0.25%0.00%−5.9%+1.8%+26.8%+17.6%−28.2%28.8%$61.0B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CERY 2024 · SCHD 2011 · IAU 2005

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg Enhanced Roll Yield Commodity Strategy No K-1 ETF · $1.2B[…]

CERY

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested

CERYMeasureSCHD

+32.6%Year to dateJan 1 → Nov 6+31.4%

+36.0%1 yearTotal return+37.0%

[…]3 years · per year$10,000 became […] · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.28%Expense ratio$28 · $6 a year on $10k · lower is better0.06%

3.77%Trailing 12-mo yield$377 · $300 a year on $10k3.00%

−14.3%Worst dropSmaller is better−6.9%

16.9%VolatilityLower is calmer11.7%

CERYSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CERY vs SCHD: Top 5 Holdings

Today

CERY

[…]in top 5

SCHD

in top 521.4%

CERYStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

CERY vs SCHD Returns, Every Period

SPDRCERY

+36.0%

past year

SCHDSchwab

+37.0%

past year

CERYSCHDFaded: behind in that period

1–1Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs Income: CERY vs SCHD

YTD

SPDRCERY

+32.6%

SCHDSchwab

+31.4%

+32.6%Year to date+31.4%

−14.3%Worst drop · 1Y−6.9%

16.9%Volatility · 1Y11.7%

3.8%Yield3.0%

$1.2BAssets$120B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CERY, SCHD, IAU

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IAU0.25%$25

CERY0.28%$28

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CERY, SCHD, IAU

3.77%highest, CERY

FundTrailing yieldYield$10k

CERY3.77%$377

SCHD3.00%$300

IAU0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$349most kept, CERY

CERY$377 − $28 = $349

SCHD$300 − $6 = $294

IAU$0 − $25 = −$25

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CERY, SCHD, IAU

Today

[…]holdings […]

CERYSCHDIAU

CERY—[…][…]

SCHD[…]—[…]

IAU[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

CERYWorst drop−14.3%16.9% vol

IAUWorst drop−28.2%28.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CERYSCHD

+32.6%Year to date+31.4%

3.8%Yield3.0%

+36.0%Past year+37.0%

0.28%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026