Compare · 3 funds side by side · dividends reinvested

CGUI, VTI and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

CGUI, VTI and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+3.0%+3.9%[…][…]−0.2%0.9%$388M2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CGUI 2024 · VTI 2001 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Capital Group Ultra Short Income ETF · $388M[…]

CGUI

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

CGUIMeasureVTI

+3.0%Year to dateJan 1 → Nov 5+8.4%

+3.9%1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.18%Expense ratio$18 · $3 a year on $10k · lower is better0.03%

3.82%Trailing 12-mo yield$382 · $110 a year on $10k1.10%

−0.2%Worst dropSmaller is better−8.9%

0.9%VolatilityLower is calmer13.7%

CGUIVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CGUI vs VTI: Top 5 Holdings

Today

CGUI

[…]in top 5

VTI

in top 525.0%

CGUIStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

CGUI vs VTI Returns, Every Period

Capital GroupCGUI

+3.9%

past year

VTIVanguard

+9.9%

past year

CGUIVTIFaded: behind in that period

0–2VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: CGUI vs VTI

YTD

Capital GroupCGUI

+3.0%

VTIVanguard

+8.4%

+3.0%Year to date+8.4%

−0.2%Worst drop · 1Y−8.9%

0.9%Volatility · 1Y13.7%

3.8%Yield1.1%

$388MAssets$689B

3–1CGUI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CGUI, VTI, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

CGUI0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CGUI, VTI, SPYM

3.82%highest, CGUI

FundTrailing yieldYield$10k

CGUI3.82%$382

VTI1.10%$110

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$364most kept, CGUI

CGUI$382 − $18 = $364

VTI$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CGUI, VTI, SPYM

Today

86.5%most shared, VTI and SPYM

CGUIVTISPYM

CGUI—[…][…]

VTI[…]—86.5%

SPYM[…]86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

CGUIWorst drop−0.2%0.9% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CGUIVTI

+3.0%Year to date+8.4%

3.8%Yield1.1%

+3.9%Past year+9.9%

0.18%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026