Compare · 3 funds side by side · dividends reinvested

CHAT, IVV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,151IVV · best of the three

02 / 04

CHAT, IVV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.1

Roundhill Generative AI & Technology ETFThematic · AI & semis0.75%2.57%+10.8%+4.2%+37.5%[…]−37.3%43.9%$1.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CHAT 2023 · IVV 2000 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Generative AI & Technology ETF · $1.4B[…]

CHAT

IVV

iShares Core S&P 500 ETF · $850B$17,151

$10,000 five years ago, dividends reinvested · they hold 29.0% in common

CHATMeasureIVV

+10.8%Year to dateJan 1 → Nov 5+8.4%

+4.2%1 yearTotal return+9.7%

+37.5%3 years · per year$10,000 became $25,985 · $18,221+22.1%

[…]5 years · per year$10,000 became […] · $17,151+11.4%

0.75%Expense ratio$75 · $3 a year on $10k · lower is better0.03%

2.57%Trailing 12-mo yield$257 · $114 a year on $10k1.14%

−37.3%Worst dropSmaller is better−8.9%

43.9%VolatilityLower is calmer13.6%

CHATIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IVV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CHAT vs IVV: Top 5 Holdings

Today

CHAT

30.4%in top 5

IVV

in top 527.7%

CHATStockIVV

8.0%NVDA7.3%

not top 5AAPL7.7%

6.3%GOOGL2.6%

6.1%MSFT6.2%

5.4%AMZN3.9%

4.6%METAnot top 5

Held in common29.0%

End-of-day Nov 5, 2026 · share of each fund

CHAT vs IVV Returns, Every Period

RoundhillCHAT

+4.2%

past year

IVViShares

+9.7%

past year

CHATIVVFaded: behind in that period

2–1CHAT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Thematic vs Core: CHAT vs IVV

YTD

RoundhillCHAT

+10.8%

IVViShares

+8.4%

+10.8%Year to date+8.4%

−37.3%Worst drop · 1Y−8.9%

43.9%Volatility · 1Y13.6%

2.6%Yield1.1%

$1.4BAssets$850B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CHAT, IVV, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

CHAT0.75%$75

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CHAT, IVV, SPY

2.57%highest, CHAT

FundTrailing yieldYield$10k

CHAT2.57%$257

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$182most kept, CHAT

CHAT$257 − $75 = $182

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CHAT, IVV, SPY

Today

99.9%most shared, IVV and SPY

CHATIVVSPY

CHAT—29.0%29.0%

IVV29.0%—99.9%

SPY29.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%IVV, at 13.6% volatility

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

CHATWorst drop−37.3%43.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CHATIVV

+10.8%Year to date+8.4%

2.6%Yield1.1%

+4.2%Past year+9.7%

0.75%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026