Compare · 3 funds side by side · dividends reinvested

CHAT, SPY and CIBR

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,242CIBR · best of the three

02 / 04

CHAT, SPY and CIBR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.43%+27.7%+21.1%+27.4%+11.5%−20.6%31.1%$15.8B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.9

Roundhill Generative AI & Technology ETFThematic · AI & semis0.75%2.49%+14.6%+7.4%+38.2%[…]−37.3%44.1%$1.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CHAT 2023 · SPY 1993 · CIBR 2015

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Generative AI & Technology ETF · $1.4B[…]

CHAT

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 28.3% in common

CHATMeasureSPY

+14.6%Year to dateJan 1 → Nov 6+8.7%

+7.4%1 yearTotal return+9.7%

+38.2%3 years · per year$10,000 became $26,370 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.75%Expense ratio$75 · $9 a year on $10k · lower is better0.09%

2.49%Trailing 12-mo yield$249 · $103 a year on $10k1.03%

−37.3%Worst dropSmaller is better−8.9%

44.1%VolatilityLower is calmer13.6%

CHATSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CHAT vs SPY: Top 5 Holdings

Today

CHAT

31.9%in top 5

SPY

in top 527.8%

CHATStockSPY

8.0%NVDA6.9%

not top 5AAPL7.9%

6.8%GOOGL2.6%

6.5%MSFT6.3%

5.8%AMZN4.0%

4.8%METAnot top 5

Held in common28.3%

End-of-day Nov 6, 2026 · share of each fund

CHAT vs SPY Returns, Every Period

RoundhillCHAT

+7.4%

past year

SPYSPDR

+9.7%

past year

CHATSPYFaded: behind in that period

2–1CHAT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Core: CHAT vs SPY

YTD

RoundhillCHAT

+14.6%

SPYSPDR

+8.7%

+14.6%Year to date+8.7%

−37.3%Worst drop · 1Y−8.9%

44.1%Volatility · 1Y13.6%

2.5%Yield1.0%

$1.4BAssets$778B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CHAT, SPY, CIBR

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

CIBR0.58%$58

CHAT0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CHAT, SPY, CIBR

2.49%highest, CHAT

FundTrailing yieldYield$10k

CHAT2.49%$249

SPY1.03%$103

CIBR0.43%$43

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$174most kept, CHAT

CHAT$249 − $75 = $174

SPY$103 − $9 = $94

CIBR$43 − $58 = −$15

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CHAT, SPY, CIBR

Today

28.3%most shared, CHAT and SPY

CHATSPYCIBR

CHAT—28.3%18.7%

SPY28.3%—9.0%

CIBR18.7%9.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+21.1%CIBR, at 31.1% volatility

SPYWorst drop−8.9%13.6% vol

CIBRWorst drop−20.6%31.1% vol

CHATWorst drop−37.3%44.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CHATCIBR

+14.6%Year to date+27.7%

2.5%Yield0.4%

+7.4%Past year+21.1%

0.75%Fee0.58%

3–1CIBR wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026