Compare · 3 funds side by side · dividends reinvested

CHAT, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749SPYM · best of the three

02 / 04

CHAT, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.6

Roundhill Generative AI & Technology ETFThematic · AI & semis0.75%2.27%+25.7%+13.7%+44.3%[…]−30.3%42.7%$1.5B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: CHAT 2023 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Generative AI & Technology ETF · $1.5B[…]

CHAT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

$10,000 five years ago, dividends reinvested · they hold 29.6% in common

CHATMeasureSPYM

+25.7%Year to dateJan 1 → Nov 3+11.5%

+13.7%1 yearTotal return+11.9%

+44.3%3 years · per year$10,000 became $30,041 · $19,092+24.1%

[…]5 years · per year$10,000 became […] · $17,749+12.2%

0.75%Expense ratio$75 · $2 a year on $10k · lower is better0.02%

2.27%Trailing 12-mo yield$227 · $103 a year on $10k1.03%

−30.3%Worst dropSmaller is better−8.9%

42.7%VolatilityLower is calmer12.7%

CHATSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3CHAT wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CHAT vs SPYM: Top 5 Holdings

Today

CHAT

29.1%in top 5

SPYM

in top 527.4%

CHATStockSPYM

8.0%NVDA7.8%

not top 5AAPL7.7%

6.1%GOOGL2.5%

5.5%MSFT5.9%

5.0%AMZN3.6%

4.4%METAnot top 5

Held in common29.6%

End-of-day Nov 3, 2026 · share of each fund

CHAT vs SPYM Returns, Every Period

RoundhillCHAT

+13.7%

past year

SPYMSPDR

+11.9%

past year

CHATSPYMFaded: behind in that period

3–0CHAT wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Thematic vs Core: CHAT vs SPYM

YTD

RoundhillCHAT

+25.7%

SPYMSPDR

+11.5%

+25.7%Year to date+11.5%

−30.3%Worst drop · 1Y−8.9%

42.7%Volatility · 1Y12.7%

2.3%Yield1.0%

$1.5BAssets$185B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CHAT, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

CHAT0.75%$75

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: CHAT, SPYM, SPY

2.27%highest, CHAT

FundTrailing yieldYield$10k

CHAT2.27%$227

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$152most kept, CHAT

CHAT$227 − $75 = $152

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: CHAT, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

CHATSPYMSPY

CHAT—29.6%29.6%

SPYM29.6%—99.9%

SPY29.6%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.7%CHAT, at 42.7% volatility

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

CHATWorst drop−30.3%42.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

CHATSPYM

+25.7%Year to date+11.5%

2.3%Yield1.0%

+13.7%Past year+11.9%

0.75%Fee0.02%

3–1CHAT wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026