Compare · 3 funds side by side · dividends reinvested

CHAT, SPYM and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

CHAT, SPYM and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.0

Roundhill Generative AI & Technology ETFThematic · AI & semis0.75%2.49%+14.6%+7.4%+38.2%[…]−37.3%44.1%$1.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CHAT 2023 · SPYM 2005 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Generative AI & Technology ETF · $1.4B[…]

CHAT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

$10,000 five years ago, dividends reinvested · they hold 28.4% in common

CHATMeasureSPYM

+14.6%Year to dateJan 1 → Nov 6+8.8%

+7.4%1 yearTotal return+9.8%

+38.2%3 years · per year$10,000 became $26,370 · $18,082+21.8%

[…]5 years · per year$10,000 became […] · $17,192+11.4%

0.75%Expense ratio$75 · $2 a year on $10k · lower is better0.02%

2.49%Trailing 12-mo yield$249 · $105 a year on $10k1.05%

−37.3%Worst dropSmaller is better−8.9%

44.1%VolatilityLower is calmer13.6%

CHATSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPYM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CHAT vs SPYM: Top 5 Holdings

Today

CHAT

31.9%in top 5

SPYM

in top 527.8%

CHATStockSPYM

8.0%NVDA6.9%

not top 5AAPL7.9%

6.8%GOOGL2.6%

6.5%MSFT6.3%

5.8%AMZN4.0%

4.8%METAnot top 5

Held in common28.4%

End-of-day Nov 6, 2026 · share of each fund

CHAT vs SPYM Returns, Every Period

RoundhillCHAT

+7.4%

past year

SPYMSPDR

+9.8%

past year

CHATSPYMFaded: behind in that period

2–1CHAT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Core: CHAT vs VOO

YTD

RoundhillCHAT

+14.6%

VOOVanguard

+8.7%

+14.6%Year to date+8.7%

−37.3%Worst drop · 1Y−8.9%

44.1%Volatility · 1Y13.5%

2.5%Yield1.1%

$1.4BAssets$1.00T

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CHAT, SPYM, VOO

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

CHAT0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CHAT, SPYM, VOO

2.49%highest, CHAT

FundTrailing yieldYield$10k

CHAT2.49%$249

VOO1.10%$110

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$174most kept, CHAT

CHAT$249 − $75 = $174

VOO$110 − $3 = $107

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CHAT, SPYM, VOO

Today

92.2%most shared, SPYM and VOO

CHATSPYMVOO

CHAT—28.4%32.0%

SPYM28.4%—92.2%

VOO32.0%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

VOOWorst drop−8.9%13.5% vol

SPYMWorst drop−8.9%13.6% vol

CHATWorst drop−37.3%44.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CHATSPYM

+14.6%Year to date+8.8%

2.5%Yield1.1%

+7.4%Past year+9.8%

0.75%Fee0.02%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026