Compare · 3 funds side by side · dividends reinvested

CLIP, SGOV and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

CLIP, SGOV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.73%+3.1%+3.8%+4.5%[…]−0.0%0.2%$2.3B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: CLIP 2023 · SGOV 2020 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,749

VOO

CLIP

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

$10,000 five years ago, dividends reinvested

VOOMeasureCLIP

+11.5%Year to dateJan 1 → Nov 3+3.1%

+11.9%1 yearTotal return+3.8%

+24.1%3 years · per year$10,000 became $19,094 · $11,421+4.5%

+12.2%5 years · per year$10,000 became $17,749 · […][…]

0.03%Expense ratio$3 · $7 a year on $10k · lower is better0.07%

1.07%Trailing 12-mo yield$107 · $373 a year on $10k3.73%

−8.9%Worst dropSmaller is better−0.0%

12.7%VolatilityLower is calmer0.2%

VOOCLIP Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VOO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs CLIP: Top 5 Holdings

Today

VOO

28.3%in top 5

CLIP

in top 5[…]

VOOStockCLIP

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

VOO vs CLIP Returns, Every Period

VanguardVOO

+11.9%

past year

CLIPGlobal X

+3.8%

past year

VOOCLIPFaded: behind in that period

3–0VOO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs CLIP

YTD

VanguardVOO

+11.5%

CLIPGlobal X

+3.1%

+11.5%Year to date+3.1%

−8.9%Worst drop · 1Y−0.0%

12.7%Volatility · 1Y0.2%

1.1%Yield3.7%

$1.00TAssets$2.3B

3–1CLIP wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLIP, SGOV, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

CLIP0.07%$7

SGOV0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: CLIP, SGOV, VOO

3.73%highest, CLIP

FundTrailing yieldYield$10k

CLIP3.73%$373

SGOV3.63%$363

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$366most kept, CLIP

CLIP$373 − $7 = $366

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: CLIP, SGOV, VOO

Today

[…]holdings […]

CLIPSGOVVOO

CLIP—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

SGOVWorst drop0.0%0.2% vol

CLIPWorst drop−0.0%0.2% vol

VOOWorst drop−8.9%12.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

CLIPVOO

+3.1%Year to date+11.5%

3.7%Yield1.1%

+3.8%Past year+11.9%

0.07%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026