Compare · 3 funds side by side · dividends reinvested

CLIP, USFR and VCIT

CLIPGlobal X×USFRWisdomTree×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,189USFR · best of the three

02 / 04

CLIP, USFR and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

WisdomTree Floating Rate Treasury FundBonds & Cash · Cash & T-bills0.15%3.71%+3.4%+4.1%+4.6%+4.0%−0.0%0.3%$21.2B1.8

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CLIP 2023 · USFR 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

CLIP

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

$10,000 five years ago, dividends reinvested

VCITMeasureCLIP

−0.8%Year to dateJan 1 → Nov 6+3.2%

+0.4%1 yearTotal return+3.8%

+6.9%3 years · per year$10,000 became $12,210 · $11,421+4.5%

+1.0%5 years · per year$10,000 became $10,493 · […][…]

0.03%Expense ratio$3 · $7 a year on $10k · lower is better0.07%

5.02%Trailing 12-mo yield$502 · $372 a year on $10k3.72%

−4.9%Worst dropSmaller is better−0.0%

4.5%VolatilityLower is calmer0.2%

VCITCLIP Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4CLIP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs CLIP: Top 5 Holdings

Today

VCIT

[…]in top 5

CLIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs CLIP Returns, Every Period

VanguardVCIT

+0.4%

past year

CLIPGlobal X

+3.8%

past year

VCITCLIPFaded: behind in that period

1–2CLIP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs CLIP

YTD

VanguardVCIT

−0.8%

CLIPGlobal X

+3.2%

−0.8%Year to date+3.2%

−4.9%Worst drop · 1Y−0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.7%

$66.6BAssets$2.3B

3–1CLIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLIP, USFR, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

CLIP0.07%$7

USFR0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CLIP, USFR, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

CLIP3.72%$372

USFR3.71%$371

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CLIP$372 − $7 = $365

USFR$371 − $15 = $356

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CLIP, USFR, VCIT

Today

[…]holdings […]

CLIPUSFRVCIT

CLIP—[…][…]

USFR[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+4.1%USFR, at 0.3% volatility

CLIPWorst drop−0.0%0.2% vol

USFRWorst drop−0.0%0.3% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITUSFR

−0.8%Year to date+3.4%

5.0%Yield3.7%

+0.4%Past year+4.1%

0.03%Fee0.15%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026