Compare · 4 funds side by side · dividends reinvested

CLIP, VCIT, IVV and SPY

CLIPGlobal X×VCITVanguard×IVViShares×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

CLIP, VCIT, IVV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.0

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CLIP 2023 · VCIT 2009 · IVV 2000 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

CLIP

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

$10,000 five years ago, dividends reinvested

VCITMeasureCLIP

−0.7%Year to dateJan 1 → Nov 9+3.2%

+0.0%1 yearTotal return+3.8%

+6.6%3 years · per year$10,000 became $12,129 · $11,416+4.5%

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $7 a year on $10k · lower is better0.07%

5.02%Trailing 12-mo yield$502 · $372 a year on $10k3.72%

−4.9%Worst dropSmaller is better−0.0%

4.5%VolatilityLower is calmer0.2%

VCITCLIP Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4CLIP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs CLIP: Top 5 Holdings

Today

VCIT

[…]in top 5

CLIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs CLIP Returns, Every Period

VanguardVCIT

+0.0%

past year

CLIPGlobal X

+3.8%

past year

VCITCLIPFaded: behind in that period

1–2CLIP wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs CLIP

YTD

VanguardVCIT

−0.7%

CLIPGlobal X

+3.2%

−0.7%Year to date+3.2%

−4.9%Worst drop · 1Y−0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.7%

$66.6BAssets$2.3B

3–1CLIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLIP, VCIT, IVV, SPY

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IVV0.03%$3

CLIP0.07%$7

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CLIP, VCIT, IVV, SPY

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

CLIP3.72%$372

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CLIP$372 − $7 = $365

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CLIP, VCIT, IVV, SPY

Today

99.9%most shared, IVV and SPY

CLIPVCITIVVSPY

CLIP—[…][…][…]

VCIT[…]—[…][…]

IVV[…][…]—99.9%

SPY[…][…]99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

CLIPWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIVV

−0.7%Year to date+11.3%

5.0%Yield1.1%

+0.0%Past year+13.6%

0.03%Fee0.03%

2–1IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026