Compare · 3 funds side by side · dividends reinvested

CLIP, VTI and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,697VTI · best of the three

02 / 04

CLIP, VTI and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.8

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CLIP 2023 · VTI 2001 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

CLIP

SGOV

iShares 0-3 Month Treasury Bond ETF · $116B$12,091

$10,000 five years ago, dividends reinvested

CLIPMeasureSGOV

+3.2%Year to dateJan 1 → Nov 9+3.2%

+3.8%1 yearTotal return+3.8%

+4.5%3 years · per year$10,000 became $11,416 · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,091+3.9%

0.07%Expense ratio$7 · $9 a year on $10k · lower is better0.09%

3.72%Trailing 12-mo yield$372 · $363 a year on $10k3.63%

−0.0%Worst dropSmaller is better0.0%

0.2%VolatilityLower is calmer0.2%

CLIPSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1CLIP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CLIP vs SGOV: Top 5 Holdings

Today

CLIP

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

CLIP vs SGOV Returns, Every Period

Global XCLIP

+3.8%

past year

SGOViShares

+3.8%

past year

CLIPSGOVFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CLIP vs SGOV

YTD

Global XCLIP

+3.2%

SGOViShares

+3.2%

+3.2%Year to date+3.2%

−0.0%Worst drop · 1Y+0.0%

0.2%Volatility · 1Y0.2%

3.7%Yield3.6%

$2.3BAssets$116B

1–1level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLIP, VTI, SGOV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

CLIP0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CLIP, VTI, SGOV

3.72%highest, CLIP

FundTrailing yieldYield$10k

CLIP3.72%$372

SGOV3.63%$363

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CLIP, VTI, SGOV

Today

[…]holdings […]

CLIPVTISGOV

CLIP—[…][…]

VTI[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

SGOVWorst drop0.0%0.2% vol

CLIPWorst drop−0.0%0.2% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CLIPVTI

+3.2%Year to date+11.6%

3.7%Yield1.1%

+3.8%Past year+13.9%

0.07%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026