Compare · 4 funds side by side · dividends reinvested

CLOC, VCSH, SGOV and VCIT

CLOCAAM×VCSHVanguard×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

CLOC, VCSH, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

AAM Crescent CLO ETFBonds & Cash · Corporate0.49%6.29%+4.7%+5.5%[…][…]−0.5%1.1%$62M1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.1

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CLOC 2025 · VCSH 2009 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

AAM Crescent CLO ETF · $62M[…]

CLOC

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

$10,000 five years ago, dividends reinvested

CLOCMeasureVCSH

+4.7%Year to dateJan 1 → Nov 5+1.4%

+5.5%1 yearTotal return+2.3%

[…]3 years · per year$10,000 became […] · $11,843+5.8%

[…]5 years · per year$10,000 became […] · $11,379+2.6%

0.49%Expense ratio$49 · $3 a year on $10k · lower is better0.03%

6.29%Trailing 12-mo yield$629 · $454 a year on $10k4.54%

−0.5%Worst dropSmaller is better−1.6%

1.1%VolatilityLower is calmer2.1%

CLOCVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1CLOC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CLOC vs VCSH: Top 5 Holdings

Today

CLOC

[…]in top 5

VCSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

CLOC vs VCSH Returns, Every Period

AAMCLOC

+5.5%

past year

VCSHVanguard

+2.3%

past year

CLOCVCSHFaded: behind in that period

2–0CLOC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CLOC vs VCIT

YTD

AAMCLOC

+4.7%

VCITVanguard

−0.6%

+4.7%Year to date−0.6%

−0.5%Worst drop · 1Y−4.9%

1.1%Volatility · 1Y4.5%

6.3%Yield5.0%

$62.0MAssets$66.6B

4–0CLOC wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLOC, VCSH, SGOV, VCIT

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

SGOV0.09%$9

CLOC0.49%$49

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CLOC, VCSH, SGOV, VCIT

6.29%highest, CLOC

FundTrailing yieldYield$10k

CLOC6.29%$629

VCIT5.02%$502

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$580most kept, CLOC

CLOC$629 − $49 = $580

VCIT$502 − $3 = $499

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CLOC, VCSH, SGOV, VCIT

Today

[…]holdings […]

CLOCVCSHSGOVVCIT

CLOC—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+5.5%CLOC, at 1.1% volatility

SGOVWorst drop0.0%0.2% vol

CLOCWorst drop−0.5%1.1% vol

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CLOCSGOV

+4.7%Year to date+3.1%

6.3%Yield3.6%

+5.5%Past year+3.7%

0.49%Fee0.09%

3–1CLOC wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026