Compare · 4 funds side by side · dividends reinvested

CLOC, VPC, VCIT and BND

CLOCAAM×VPCVirtus×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

CLOC, VPC, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

AAM Crescent CLO ETFBonds & Cash · Corporate0.49%6.28%+4.8%+5.5%[…][…]−0.5%1.1%$62M1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.37%−12.1%−10.6%−0.9%−0.4%−18.2%14.7%$27M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CLOC 2025 · VPC 2019 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $27M$9,789

VPC

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

VPCMeasureBND

−12.1%Year to dateJan 1 → Nov 9+0.0%

−10.6%1 yearTotal return+0.3%

−0.9%3 years · per year$10,000 became $9,730 · $11,576+5.0%

−0.4%5 years · per year$10,000 became $9,789 · $9,985−0.0%

10.60%Expense ratio$1,060 · $3 a year on $10k · lower is better0.03%

15.37%Trailing 12-mo yield$1,537 · $412 a year on $10k4.12%

−18.2%Worst dropSmaller is better−4.5%

14.7%VolatilityLower is calmer4.0%

VPCBND Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7BND wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs BND: Top 5 Holdings

Today

VPC

14.9%in top 5

BND

in top 5[…]

VPCStockBND

3.9%TCPCnot top 5

3.2%ECCnot top 5

2.8%FSKnot top 5

2.7%HRZNnot top 5

2.2%CIONnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VPC vs BND Returns, Every Period

VirtusVPC

−0.4%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

VPCBNDFaded: behind in that period

0–4BND wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VPC vs CLOC

YTD

VirtusVPC

−12.1%

CLOCAAM

+4.8%

−12.1%Year to date+4.8%

−18.2%Worst drop · 1Y−0.5%

14.7%Volatility · 1Y1.1%

15.4%Yield6.3%

$26.5MAssets$62.1M

3–1CLOC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLOC, VPC, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

CLOC0.49%$49

VPC10.60%$1,060

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CLOC, VPC, VCIT, BND

15.37%highest, VPC

FundTrailing yieldYield$10k

VPC15.37%$1,537

CLOC6.28%$628

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$579most kept, CLOC

CLOC$628 − $49 = $579

VCIT$502 − $3 = $499

VPC$1,537 − $1,060 = $477

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CLOC, VPC, VCIT, BND

Today

[…]holdings […]

CLOCVPCVCITBND

CLOC—[…][…][…]

VPC[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+5.5%CLOC, at 1.1% volatility

CLOCWorst drop−0.5%1.1% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VPCCLOC

−12.1%Year to date+4.8%

15.4%Yield6.3%

−10.6%Past year+5.5%

10.60%Fee0.49%

3–1CLOC wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026