Compare · 3 funds side by side · dividends reinvested

CLOO, VCSH and VCIT

CLOONY Life Investments×VCSHVanguard×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,371VCSH · best of the three

02 / 04

CLOO, VCSH and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.3%+2.3%+5.6%+2.6%−1.6%2.1%$43.9B1.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.6

NYLI Investment Grade CLO ETFBonds & Cash · Corporate0.25%2.22%[…][…][…][…][…][…]$48M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CLOO 2026 · VCSH 2009 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

NYLI Investment Grade CLO ETF · $48M[…]

CLOO

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,371

$10,000 five years ago, dividends reinvested

CLOOMeasureVCSH

[…]Year to dateJan 1 → Nov 6+1.3%

[…]1 yearTotal return+2.3%

[…]3 years · per year$10,000 became […] · $11,777+5.6%

[…]5 years · per year$10,000 became […] · $11,371+2.6%

0.25%Expense ratio$25 · $3 a year on $10k · lower is better0.03%

2.22%Trailing 12-mo yield$222 · $454 a year on $10k4.54%

[…]Worst dropSmaller is better−1.6%

[…]VolatilityLower is calmer2.1%

CLOOVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2VCSH wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CLOO vs VCSH: Top 5 Holdings

Today

CLOO

0.3%in top 5

VCSH

in top 5[…]

CLOOStockVCSH

0.3%CASHnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

CLOO vs VCSH Returns, Every Period

NY Life InvestmentsCLOO

[…]

past year

VCSHVanguard

+2.3%

past year

Returns […]

CLOOVCSHFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

CLOO vs VCIT

YTD

NY Life InvestmentsCLOO

[…]

VCITVanguard

−0.8%

[…]Year to date−0.8%

[…]Worst drop · 1Y−4.9%

[…]Volatility · 1Y4.5%

2.2%Yield5.0%

$47.7MAssets$66.6B

1–0VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CLOO, VCSH, VCIT

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

CLOO0.25%$25

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CLOO, VCSH, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VCSH4.54%$454

CLOO2.22%$222

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VCSH$454 − $3 = $451

CLOO$222 − $25 = $197

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CLOO, VCSH, VCIT

Today

[…]holdings […]

CLOOVCSHVCIT

CLOO—[…][…]

VCSH[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.3%VCSH, at 2.1% volatility

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.5% vol

CLOOWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVCSH

−0.8%Year to date+1.3%

5.0%Yield4.5%

+0.4%Past year+2.3%

0.03%Fee0.03%

2–1VCSH wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026