Compare · 3 funds side by side · dividends reinvested

CPLB, IUSB and VCIT

CPLBNY Life Investments×IUSBiShares×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

CPLB, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

NYLI MacKay Core Plus Bond ETFBonds & Cash · Core aggregate0.35%5.49%+0.1%+0.7%+7.1%+0.6%−4.0%3.7%$494M1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CPLB 2021 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Core Plus Bond ETF · $494M$10,314

CPLB

IUSB

iShares Core Universal USD Bond ETF · $50.3B$10,142

$10,000 five years ago, dividends reinvested

CPLBMeasureIUSB

+0.1%Year to dateJan 1 → Nov 5+0.2%

+0.7%1 yearTotal return+0.6%

+7.1%3 years · per year$10,000 became $12,275 · $11,909+6.0%

+0.6%5 years · per year$10,000 became $10,314 · $10,142+0.3%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

5.49%Trailing 12-mo yield$549 · $433 a year on $10k4.33%

−4.0%Worst dropSmaller is better−4.3%

3.7%VolatilityLower is calmer3.9%

CPLBIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2CPLB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CPLB vs IUSB: Top 5 Holdings

Today

CPLB

0.2%in top 5

IUSB

in top 5[…]

CPLBStockIUSB

0.2%CASHnot top 5

0.0%NINEnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

CPLB vs IUSB Returns, Every Period

NY Life InvestmentsCPLB

+0.6%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

CPLBIUSBFaded: behind in that period

3–1CPLB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CPLB vs VCIT

YTD

NY Life InvestmentsCPLB

+0.1%

VCITVanguard

−0.6%

+0.1%Year to date−0.6%

−4.0%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

5.5%Yield5.0%

$494MAssets$66.6B

4–0CPLB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CPLB, IUSB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

CPLB0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CPLB, IUSB, VCIT

5.49%highest, CPLB

FundTrailing yieldYield$10k

CPLB5.49%$549

VCIT5.02%$502

IUSB4.33%$433

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$514most kept, CPLB

CPLB$549 − $35 = $514

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CPLB, IUSB, VCIT

Today

[…]holdings […]

CPLBIUSBVCIT

CPLB—[…][…]

IUSB[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.7%CPLB, at 3.7% volatility

CPLBWorst drop−4.0%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CPLBIUSB

+0.1%Year to date+0.2%

5.5%Yield4.3%

+0.7%Past year+0.6%

0.35%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026