Compare · 4 funds side by side · dividends reinvested

CPLB, IUSB, VCIT and BND

CPLBNY Life Investments×IUSBiShares×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,493VCIT · best of the four

02 / 04

CPLB, IUSB, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

NYLI MacKay Core Plus Bond ETFBonds & Cash · Core aggregate0.35%5.48%+0.3%+1.3%+6.9%+0.7%−4.0%3.7%$495M1.5

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CPLB 2021 · IUSB 2014 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,974

BND

CPLB

NYLI MacKay Core Plus Bond ETF · $495M$10,335

$10,000 five years ago, dividends reinvested

BNDMeasureCPLB

−0.0%Year to dateJan 1 → Nov 6+0.3%

+0.6%1 yearTotal return+1.3%

+5.2%3 years · per year$10,000 became $11,637 · $12,226+6.9%

−0.1%5 years · per year$10,000 became $9,974 · $10,335+0.7%

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

4.12%Trailing 12-mo yield$412 · $548 a year on $10k5.48%

−4.5%Worst dropSmaller is better−4.0%

4.0%VolatilityLower is calmer3.7%

BNDCPLB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7CPLB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs CPLB: Top 5 Holdings

Today

BND

[…]in top 5

CPLB

in top 50.6%

BNDStockCPLB

not top 5CASH0.6%

not top 5NINE0.0%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BND vs CPLB Returns, Every Period

VanguardBND

−0.1%

5 years, per year

CPLBNY Life Investments

+0.7%

5 years, per year

BNDCPLBFaded: behind in that period

0–4CPLB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BND vs CPLB

YTD

VanguardBND

−0.0%

CPLBNY Life Investments

+0.3%

−0.0%Year to date+0.3%

−4.5%Worst drop · 1Y−4.0%

4.0%Volatility · 1Y3.7%

4.1%Yield5.5%

$161BAssets$495M

4–0CPLB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CPLB, IUSB, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

IUSB0.06%$6

CPLB0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CPLB, IUSB, VCIT, BND

5.48%highest, CPLB

FundTrailing yieldYield$10k

CPLB5.48%$548

VCIT5.02%$502

IUSB4.34%$434

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$513most kept, CPLB

CPLB$548 − $35 = $513

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CPLB, IUSB, VCIT, BND

Today

[…]holdings […]

CPLBIUSBVCITBND

CPLB—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+1.3%CPLB, at 3.7% volatility

CPLBWorst drop−4.0%3.7% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CPLBIUSB

+0.3%Year to date+0.1%

5.5%Yield4.3%

+1.3%Past year+0.8%

0.35%Fee0.06%

3–1CPLB wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026