Compare · 3 funds side by side · dividends reinvested

CPLB, SCHD and SGOV

CPLBNY Life Investments×SCHDSchwab×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

CPLB, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

NYLI MacKay Core Plus Bond ETFBonds & Cash · Core aggregate0.35%5.49%+0.1%+0.7%+7.1%+0.6%−4.0%3.7%$494M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CPLB 2021 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Core Plus Bond ETF · $494M$10,314

CPLB

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CPLBMeasureSCHD

+0.1%Year to dateJan 1 → Nov 5+32.3%

+0.7%1 yearTotal return+38.7%

+7.1%3 years · per year$10,000 became $12,275 · $17,414+20.3%

+0.6%5 years · per year$10,000 became $10,314 · $16,375+10.4%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

5.49%Trailing 12-mo yield$549 · $298 a year on $10k2.98%

−4.0%Worst dropSmaller is better−6.9%

3.7%VolatilityLower is calmer11.7%

CPLBSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CPLB vs SCHD: Top 5 Holdings

Today

CPLB

0.2%in top 5

SCHD

in top 521.7%

CPLBStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

0.2%CASHnot top 5

0.0%NINEnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

CPLB vs SCHD Returns, Every Period

NY Life InvestmentsCPLB

+0.6%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

CPLBSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CPLB vs SGOV

YTD

NY Life InvestmentsCPLB

+0.1%

SGOViShares

+3.1%

+0.1%Year to date+3.1%

−4.0%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

5.5%Yield3.6%

$494MAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CPLB, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

CPLB0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CPLB, SCHD, SGOV

5.49%highest, CPLB

FundTrailing yieldYield$10k

CPLB5.49%$549

SGOV3.63%$363

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$514most kept, CPLB

CPLB$549 − $35 = $514

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CPLB, SCHD, SGOV

Today

0.0%most shared, CPLB and SCHD

CPLBSCHDSGOV

CPLB—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

CPLBWorst drop−4.0%3.7% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CPLBSCHD

+0.1%Year to date+32.3%

5.5%Yield3.0%

+0.7%Past year+38.7%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026