Compare · 2 funds side by side · dividends reinvested

CPLB and SPY

CPLBNY Life Investments×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

CPLB and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.4

NYLI MacKay Core Plus Bond ETFBonds & Cash · Core aggregate0.35%5.49%+0.1%+0.9%+7.1%+0.6%−4.0%3.7%$494M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: CPLB 2021 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Core Plus Bond ETF · $494M$10,309

CPLB

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CPLBMeasureSPY

+0.1%Year to dateJan 1 → Nov 4+13.3%

+0.9%1 yearTotal return+13.4%

+7.1%3 years · per year$10,000 became $12,269 · $19,132+24.1%

+0.6%5 years · per year$10,000 became $10,309 · $18,060+12.6%

0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%

5.49%Trailing 12-mo yield$549 · $99 a year on $10k0.99%

−4.0%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer12.9%

CPLBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CPLB vs SPY: Top 5 Holdings

Today

CPLB

0.1%in top 5

SPY

in top 527.3%

CPLBStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

0.1%CASHnot top 5

0.0%NINEnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

CPLB vs SPY Returns, Every Period

NY Life InvestmentsCPLB

+0.6%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

CPLBSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: CPLB vs SPY

YTD

NY Life InvestmentsCPLB

+0.1%

SPYSPDR

+13.3%

+0.1%Year to date+13.3%

−4.0%Worst drop · 1Y−8.9%

3.7%Volatility · 1Y12.9%

5.5%Yield1.0%

$494MAssets$805B

3–1CPLB wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CPLB, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

CPLB0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: CPLB, SPY

5.49%highest, CPLB

FundTrailing yieldYield$10k

CPLB5.49%$549

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$514most kept, CPLB

CPLB$549 − $35 = $514

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: CPLB, SPY

Today

0.0%most shared, CPLB and SPY

CPLBSPY

CPLB—0.0%

SPY0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

CPLBWorst drop−4.0%3.7% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

CPLBSPY

+0.1%Year to date+13.3%

5.5%Yield1.0%

+0.9%Past year+13.4%

0.35%Fee0.09%

3–1SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026