Compare · 3 funds side by side · dividends reinvested

CRDT, SCHD and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

CRDT, SCHD and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.6

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.9

Simplify Opportunistic Income ETFIncome · Dividend stocks0.97%6.48%−7.0%−5.8%+0.7%[…]−15.6%11.2%$26M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: CRDT 2023 · SCHD 2011 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Opportunistic Income ETF · $26M[…]

CRDT

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,352

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CRDTMeasureSCHD

−7.0%Year to dateJan 1 → Nov 3+32.8%

−5.8%1 yearTotal return+37.6%

+0.7%3 years · per year$10,000 became $10,197 · $17,784+21.2%

[…]5 years · per year$10,000 became […] · $16,352+10.3%

0.97%Expense ratio$97 · $6 a year on $10k · lower is better0.06%

6.48%Trailing 12-mo yield$648 · $297 a year on $10k2.97%

−15.6%Worst dropSmaller is better−6.9%

11.2%VolatilityLower is calmer11.4%

CRDTSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CRDT vs SCHD: Top 5 Holdings

Today

CRDT

6.3%in top 5

SCHD

in top 521.4%

CRDTStockSCHD

not top 5TXN4.6%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5HD4.2%

3.1%RITMnot top 5

1.1%BHRnot top 5

0.8%WWnot top 5

0.6%DXnot top 5

0.6%NLYnot top 5

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

CRDT vs SCHD Returns, Every Period

SimplifyCRDT

−5.8%

past year

SCHDSchwab

+37.6%

past year

CRDTSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

CRDT vs SCHD

YTD

SimplifyCRDT

−7.0%

SCHDSchwab

+32.8%

−7.0%Year to date+32.8%

−15.6%Worst drop · 1Y−6.9%

11.2%Volatility · 1Y11.4%

6.5%Yield3.0%

$26.1MAssets$121B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CRDT, SCHD, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SCHD0.06%$6

CRDT0.97%$97

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: CRDT, SCHD, VOO

6.48%highest, CRDT

FundTrailing yieldYield$10k

CRDT6.48%$648

SCHD2.97%$297

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$551most kept, CRDT

CRDT$648 − $97 = $551

SCHD$297 − $6 = $291

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: CRDT, SCHD, VOO

Today

7.6%most shared, SCHD and VOO

CRDTSCHDVOO

CRDT—0.0%0.0%

SCHD0.0%—7.6%

VOO0.0%7.6%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.6%SCHD, at 11.4% volatility

CRDTWorst drop−15.6%11.2% vol

SCHDWorst drop−6.9%11.4% vol

VOOWorst drop−8.9%12.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

CRDTSCHD

−7.0%Year to date+32.8%

6.5%Yield3.0%

−5.8%Past year+37.6%

0.97%Fee0.06%

3–1SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026