Compare · 4 funds side by side · dividends reinvested

CSSD, SPY, SGOV and BND

CSSDCohenSteers×SPYSPDR×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,060SPY · best of the four

02 / 04

CSSD, SPY, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.13%−0.1%+0.3%+5.5%−0.1%−4.5%4.0%$161B2.4

Cohen & Steers Short Duration Preferred and Income Active ETFBonds & Cash · Short-term0.49%5.24%+3.0%[…][…][…][…][…]$69M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: CSSD 2025 · SPY 1993 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$18,060

SPY

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SPYMeasureSGOV

+13.3%Year to dateJan 1 → Nov 4+3.1%

+13.4%1 yearTotal return+3.7%

+24.1%3 years · per year$10,000 became $19,132 · $11,419+4.5%

+12.6%5 years · per year$10,000 became $18,060 · $12,086+3.9%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

0.99%Trailing 12-mo yield$99 · $363 a year on $10k3.63%

−8.9%Worst dropSmaller is better0.0%

12.9%VolatilityLower is calmer0.2%

SPYSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs SGOV: Top 5 Holdings

Today

SPY

27.3%in top 5

SGOV

in top 5[…]

SPYStockSGOV

7.7%NVDAnot top 5

7.4%AAPLnot top 5

5.9%MSFTnot top 5

3.8%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SPY vs SGOV Returns, Every Period

SPDRSPY

+12.6%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SPYSGOVFaded: behind in that period

4–0SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs CSSD

YTD

SPDRSPY

+13.3%

CSSDCohenSteers

+3.0%

+13.3%Year to date+3.0%

−8.9%Worst drop · 1Y[…]

12.9%Volatility · 1Y[…]

1.0%Yield5.2%

$805BAssets$68.6M

1–1level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CSSD, SPY, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SPY0.09%$9

SGOV0.09%$9

CSSD0.49%$49

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: CSSD, SPY, SGOV, BND

5.24%highest, CSSD

FundTrailing yieldYield$10k

CSSD5.24%$524

BND4.13%$413

SGOV3.63%$363

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$475most kept, CSSD

CSSD$524 − $49 = $475

BND$413 − $3 = $410

SGOV$363 − $9 = $354

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: CSSD, SPY, SGOV, BND

Today

0.0%most shared, CSSD and SPY

CSSDSPYSGOVBND

CSSD—0.0%[…][…]

SPY0.0%—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.4%SPY, at 12.9% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

SPYWorst drop−8.9%12.9% vol

CSSDWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

CSSDSPY

+3.0%Year to date+13.3%

5.2%Yield1.0%

[…]Past year+13.4%

0.49%Fee0.09%

2–1SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026