Compare · 3 funds side by side · dividends reinvested

CTIF, ACIO and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

CTIF, ACIO and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.4

EA Series Trust - Castellan Targeted Income ETFIncome · Covered calls0.45%4.68%+13.1%+14.1%[…][…]−9.5%13.5%$196M2.2

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.39%+6.1%+6.7%+14.9%+8.7%−6.6%9.9%$2.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CTIF 2025 · ACIO 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

EA Series Trust - Castellan Targeted Income ETF · $196M[…]

CTIF

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,459

$10,000 five years ago, dividends reinvested · they hold 11.6% in common

CTIFMeasureSCHD

+13.1%Year to dateJan 1 → Nov 9+33.2%

+14.1%1 yearTotal return+39.1%

[…]3 years · per year$10,000 became […] · $17,123+19.6%

[…]5 years · per year$10,000 became […] · $16,459+10.5%

0.45%Expense ratio$45 · $6 a year on $10k · lower is better0.06%

4.68%Trailing 12-mo yield$468 · $296 a year on $10k2.96%

−9.5%Worst dropSmaller is better−6.9%

13.5%VolatilityLower is calmer11.8%

CTIFSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CTIF vs SCHD: Top 5 Holdings

Today

CTIF

28.6%in top 5

SCHD

in top 521.4%

CTIFStockSCHD

6.2%ACNnot top 5

5.9%GWWnot top 5

5.5%ADPnot top 5

5.5%PHnot top 5

5.5%MSFTnot top 5

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Held in common11.6%

End-of-day Nov 9, 2026 · share of each fund

CTIF vs SCHD Returns, Every Period

CastellanCTIF

+14.1%

past year

SCHDSchwab

+39.1%

past year

CTIFSCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CTIF vs SCHD

YTD

CastellanCTIF

+13.1%

SCHDSchwab

+33.2%

+13.1%Year to date+33.2%

−9.5%Worst drop · 1Y−6.9%

13.5%Volatility · 1Y11.8%

4.7%Yield3.0%

$196MAssets$122B

3–1SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CTIF, ACIO, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CTIF0.45%$45

ACIO0.79%$79

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CTIF, ACIO, SCHD

4.68%highest, CTIF

FundTrailing yieldYield$10k

CTIF4.68%$468

SCHD2.96%$296

ACIO0.39%$39

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$423most kept, CTIF

CTIF$468 − $45 = $423

SCHD$296 − $6 = $290

ACIO$39 − $79 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CTIF, ACIO, SCHD

Today

11.6%most shared, CTIF and SCHD

CTIFACIOSCHD

CTIF—10.9%11.6%

ACIO10.9%—8.5%

SCHD11.6%8.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.8% vol

CTIFWorst drop−9.5%13.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CTIFSCHD

+13.1%Year to date+33.2%

4.7%Yield3.0%

+14.1%Past year+39.1%

0.45%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026