Compare · 4 funds side by side · dividends reinvested

CTIF, ACIO, VIG and SCHD

CTIFCastellan×ACIOAptus×VIGVanguard×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,638VIG · best of the four

02 / 04

CTIF, ACIO, VIG and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.8

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.46%+14.8%+17.6%+18.8%+10.7%−7.9%11.0%$109B2.0

EA Series Trust - Castellan Targeted Income ETFIncome · Covered calls0.45%4.68%+13.1%+14.1%[…][…]−9.5%13.5%$196M3.0

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.39%+6.1%+6.7%+14.9%+8.7%−6.6%9.9%$2.3B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CTIF 2025 · ACIO 2019 · VIG 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

EA Series Trust - Castellan Targeted Income ETF · $196M[…]

CTIF

ACIO

Aptus Collared Income Opportunity ETF · $2.3B$15,189

$10,000 five years ago, dividends reinvested · they hold 10.9% in common

CTIFMeasureACIO

+13.1%Year to dateJan 1 → Nov 9+6.1%

+14.1%1 yearTotal return+6.7%

[…]3 years · per year$10,000 became […] · $15,169+14.9%

[…]5 years · per year$10,000 became […] · $15,189+8.7%

0.45%Expense ratio$45 · $79 a year on $10k · lower is better0.79%

4.68%Trailing 12-mo yield$468 · $39 a year on $10k0.39%

−9.5%Worst dropSmaller is better−6.6%

13.5%VolatilityLower is calmer9.9%

CTIFACIO Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2CTIF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CTIF vs ACIO: Top 5 Holdings

Today

CTIF

28.6%in top 5

ACIO

in top 529.8%

CTIFStockACIO

not top 5AAPL7.8%

not top 5NVDA7.1%

5.5%MSFT6.2%

6.2%ACNnot top 5

5.9%GWWnot top 5

5.5%ADPnot top 5

5.5%PHnot top 5

not top 5GOOG4.7%

not top 5AMZN4.0%

Held in common10.9%

End-of-day Nov 9, 2026 · share of each fund

CTIF vs ACIO Returns, Every Period

CastellanCTIF

+14.1%

past year

ACIOAptus

+6.7%

past year

CTIFACIOFaded: behind in that period

2–0CTIF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CTIF vs SCHD

YTD

CastellanCTIF

+13.1%

SCHDSchwab

+33.2%

+13.1%Year to date+33.2%

−9.5%Worst drop · 1Y−6.9%

13.5%Volatility · 1Y11.8%

4.7%Yield3.0%

$196MAssets$122B

3–1SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CTIF, ACIO, VIG, SCHD

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

SCHD0.06%$6

CTIF0.45%$45

ACIO0.79%$79

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CTIF, ACIO, VIG, SCHD

4.68%highest, CTIF

FundTrailing yieldYield$10k

CTIF4.68%$468

SCHD2.96%$296

VIG1.46%$146

ACIO0.39%$39

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$423most kept, CTIF

CTIF$468 − $45 = $423

SCHD$296 − $6 = $290

VIG$146 − $4 = $142

ACIO$39 − $79 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CTIF, ACIO, VIG, SCHD

Today

42.2%most shared, ACIO and VIG

CTIFACIOVIGSCHD

CTIF—10.9%14.6%11.6%

ACIO10.9%—42.2%8.5%

VIG14.6%42.2%—14.5%

SCHD11.6%8.5%14.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

ACIOWorst drop−6.6%9.9% vol

VIGWorst drop−7.9%11.0% vol

SCHDWorst drop−6.9%11.8% vol

CTIFWorst drop−9.5%13.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CTIFSCHD

+13.1%Year to date+33.2%

4.7%Yield3.0%

+14.1%Past year+39.1%

0.45%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$45.5BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026