Compare · 3 funds side by side · dividends reinvested

CTIF, USOI and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,472USOI · best of the three

02 / 04

CTIF, USOI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.6

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%61.11%+49.6%+47.6%+12.6%+13.1%−23.5%24.6%$308M1.9

EA Series Trust - Castellan Targeted Income ETFIncome · Covered calls0.45%4.79%+10.4%+10.7%[…][…]−9.5%13.3%$196M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CTIF 2025 · USOI 2017 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

EA Series Trust - Castellan Targeted Income ETF · $196M[…]

CTIF

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $308M$18,472

$10,000 five years ago, dividends reinvested

CTIFMeasureUSOI

+10.4%Year to dateJan 1 → Nov 6+49.6%

+10.7%1 yearTotal return+47.6%

[…]3 years · per year$10,000 became […] · $14,274+12.6%

[…]5 years · per year$10,000 became […] · $18,472+13.1%

0.45%Expense ratio$45 · $85 a year on $10k · lower is better0.85%

4.79%Trailing 12-mo yield$479 · $6,111 a year on $10k61.11%

−9.5%Worst dropSmaller is better−23.5%

13.3%VolatilityLower is calmer24.6%

CTIFUSOI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CTIF vs USOI: Top 5 Holdings

Today

CTIF

28.6%in top 5

USOI

in top 5[…]

CTIFStockUSOI

6.2%ACNnot top 5

5.9%GWWnot top 5

5.6%ADPnot top 5

5.5%MSFTnot top 5

5.3%PHnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

CTIF vs USOI Returns, Every Period

CastellanCTIF

+10.7%

past year

USOIETRACS

+47.6%

past year

CTIFUSOIFaded: behind in that period

0–2USOI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

CTIF vs USOI

YTD

CastellanCTIF

+10.4%

USOIETRACS

+49.6%

+10.4%Year to date+49.6%

−9.5%Worst drop · 1Y−23.5%

13.3%Volatility · 1Y24.6%

4.8%Yield61.1%

$196MAssets$308M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CTIF, USOI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CTIF0.45%$45

USOI0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CTIF, USOI, SCHD

61.11%highest, USOI

FundTrailing yieldYield$10k

USOI61.11%$6,111

CTIF4.79%$479

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$6,026most kept, USOI

USOI$6,111 − $85 = $6,026

CTIF$479 − $45 = $434

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CTIF, USOI, SCHD

Today

11.8%most shared, CTIF and SCHD

CTIFUSOISCHD

CTIF—[…]11.8%

USOI[…]—[…]

SCHD11.8%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+47.6%USOI, at 24.6% volatility

SCHDWorst drop−6.9%11.7% vol

CTIFWorst drop−9.5%13.3% vol

USOIWorst drop−23.5%24.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOISCHD

+49.6%Year to date+31.4%

61.1%Yield3.0%

+47.6%Past year+37.0%

0.85%Fee0.06%

3–1USOI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026