Compare · 3 funds side by side · dividends reinvested

CTIF, XYLD and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

CTIF, XYLD and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5

Global X - S&P 500 Covered Call ETFIncome · Covered calls0.60%10.55%+7.8%+11.8%+13.2%+6.7%−5.3%8.0%$3.4B1.9

EA Series Trust - Castellan Targeted Income ETFIncome · Covered calls0.45%4.79%+10.4%+10.7%[…][…]−9.5%13.3%$197M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CTIF 2025 · XYLD 2013 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

EA Series Trust - Castellan Targeted Income ETF · $197M[…]

CTIF

XYLD

Global X - S&P 500 Covered Call ETF · $3.4B$13,854

$10,000 five years ago, dividends reinvested · they hold 10.6% in common

CTIFMeasureXYLD

+10.4%Year to dateJan 1 → Nov 6+7.8%

+10.7%1 yearTotal return+11.8%

[…]3 years · per year$10,000 became […] · $14,499+13.2%

[…]5 years · per year$10,000 became […] · $13,854+6.7%

0.45%Expense ratio$45 · $60 a year on $10k · lower is better0.60%

4.79%Trailing 12-mo yield$479 · $1,055 a year on $10k10.55%

−9.5%Worst dropSmaller is better−5.3%

13.3%VolatilityLower is calmer8.0%

CTIFXYLD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4XYLD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CTIF vs XYLD: Top 5 Holdings

Today

CTIF

28.6%in top 5

XYLD

in top 527.8%

CTIFStockXYLD

not top 5AAPL7.9%

not top 5NVDA6.9%

5.5%MSFT6.3%

6.2%ACNnot top 5

5.9%GWWnot top 5

5.6%ADPnot top 5

5.3%PHnot top 5

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common10.6%

End-of-day Nov 6, 2026 · share of each fund

CTIF vs XYLD Returns, Every Period

CastellanCTIF

+10.7%

past year

XYLDGlobal X

+11.8%

past year

CTIFXYLDFaded: behind in that period

1–1Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

CTIF vs XYLD

YTD

CastellanCTIF

+10.4%

XYLDGlobal X

+7.8%

+10.4%Year to date+7.8%

−9.5%Worst drop · 1Y−5.3%

13.3%Volatility · 1Y8.0%

4.8%Yield10.6%

$197MAssets$3.4B

3–1XYLD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CTIF, XYLD, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CTIF0.45%$45

XYLD0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CTIF, XYLD, SCHD

10.55%highest, XYLD

FundTrailing yieldYield$10k

XYLD10.55%$1,055

CTIF4.79%$479

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$995most kept, XYLD

XYLD$1,055 − $60 = $995

CTIF$479 − $45 = $434

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CTIF, XYLD, SCHD

Today

11.8%most shared, CTIF and SCHD

CTIFXYLDSCHD

CTIF—10.6%11.8%

XYLD10.6%—8.6%

SCHD11.8%8.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

XYLDWorst drop−5.3%8.0% vol

SCHDWorst drop−6.9%11.7% vol

CTIFWorst drop−9.5%13.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XYLDSCHD

+7.8%Year to date+31.4%

10.6%Yield3.0%

+11.8%Past year+37.0%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026