Compare · 3 funds side by side · dividends reinvested

CVRD, ACIO and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

CVRD, ACIO and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.6

Madison Covered Call ETFIncome · Covered calls0.90%7.50%+6.9%+10.7%+8.7%[…]−5.7%9.4%$31M1.9

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.6%+4.6%+15.3%+8.4%−6.6%9.9%$2.3B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CVRD 2023 · ACIO 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Madison Covered Call ETF · $31M[…]

CVRD

ACIO

Aptus Collared Income Opportunity ETF · $2.3B$14,980

$10,000 five years ago, dividends reinvested · they hold 16.5% in common

CVRDMeasureACIO

+6.9%Year to dateJan 1 → Nov 5+4.6%

+10.7%1 yearTotal return+4.6%

+8.7%3 years · per year$10,000 became $12,836 · $15,333+15.3%

[…]5 years · per year$10,000 became […] · $14,980+8.4%

0.90%Expense ratio$90 · $79 a year on $10k · lower is better0.79%

7.50%Trailing 12-mo yield$750 · $40 a year on $10k0.40%

−5.7%Worst dropSmaller is better−6.6%

9.4%VolatilityLower is calmer9.9%

CVRDACIO Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2CVRD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CVRD vs ACIO: Top 5 Holdings

Today

CVRD

33.2%in top 5

ACIO

in top 529.9%

CVRDStockACIO

14.2%8AMMF0JAnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

5.3%DHRnot top 5

4.7%Vnot top 5

not top 5GOOG4.6%

4.5%AMZN3.9%

4.4%ACNnot top 5

Held in common16.5%

End-of-day Nov 5, 2026 · share of each fund

CVRD vs ACIO Returns, Every Period

Madison FundsCVRD

+10.7%

past year

ACIOAptus

+4.6%

past year

CVRDACIOFaded: behind in that period

2–1CVRD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CVRD vs SCHD

YTD

Madison FundsCVRD

+6.9%

SCHDSchwab

+32.3%

+6.9%Year to date+32.3%

−5.7%Worst drop · 1Y−6.9%

9.4%Volatility · 1Y11.7%

7.5%Yield3.0%

$31.3MAssets$123B

3–1CVRD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CVRD, ACIO, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

ACIO0.79%$79

CVRD0.90%$90

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CVRD, ACIO, SCHD

7.50%highest, CVRD

FundTrailing yieldYield$10k

CVRD7.50%$750

SCHD2.98%$298

ACIO0.40%$40

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$660most kept, CVRD

CVRD$750 − $90 = $660

SCHD$298 − $6 = $292

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CVRD, ACIO, SCHD

Today

16.5%most shared, CVRD and ACIO

CVRDACIOSCHD

CVRD—16.5%10.7%

ACIO16.5%—8.6%

SCHD10.7%8.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

CVRDWorst drop−5.7%9.4% vol

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CVRDSCHD

+6.9%Year to date+32.3%

7.5%Yield3.0%

+10.7%Past year+38.7%

0.90%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026