Compare · 3 funds side by side · dividends reinvested

CVRD, SCHD and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

CVRD, SCHD and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.1

Madison Covered Call ETFIncome · Covered calls0.90%7.46%+7.5%+11.8%+8.2%[…]−5.7%9.3%$31M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CVRD 2023 · SCHD 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Madison Covered Call ETF · $31M[…]

CVRD

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,454

$10,000 five years ago, dividends reinvested · they hold 10.7% in common

CVRDMeasureSCHD

+7.5%Year to dateJan 1 → Nov 9+33.1%

+11.8%1 yearTotal return+39.1%

+8.2%3 years · per year$10,000 became $12,661 · $17,118+19.6%

[…]5 years · per year$10,000 became […] · $16,454+10.5%

0.90%Expense ratio$90 · $6 a year on $10k · lower is better0.06%

7.46%Trailing 12-mo yield$746 · $296 a year on $10k2.96%

−5.7%Worst dropSmaller is better−6.9%

9.3%VolatilityLower is calmer11.8%

CVRDSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CVRD vs SCHD: Top 5 Holdings

Today

CVRD

33.4%in top 5

SCHD

in top 521.4%

CVRDStockSCHD

14.5%8AMMF0JAnot top 5

5.2%DHRnot top 5

4.6%Vnot top 5

4.5%ACNnot top 5

4.5%AMZNnot top 5

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common10.7%

End-of-day Nov 9, 2026 · share of each fund

CVRD vs SCHD Returns, Every Period

Madison FundsCVRD

+11.8%

past year

SCHDSchwab

+39.1%

past year

CVRDSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CVRD vs SCHD

YTD

Madison FundsCVRD

+7.5%

SCHDSchwab

+33.1%

+7.5%Year to date+33.1%

−5.7%Worst drop · 1Y−6.9%

9.3%Volatility · 1Y11.8%

7.5%Yield3.0%

$31.2MAssets$120B

3–1CVRD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CVRD, SCHD, SPY

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

CVRD0.90%$90

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CVRD, SCHD, SPY

7.46%highest, CVRD

FundTrailing yieldYield$10k

CVRD7.46%$746

SCHD2.96%$296

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$656most kept, CVRD

CVRD$746 − $90 = $656

SCHD$296 − $6 = $290

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CVRD, SCHD, SPY

Today

13.3%most shared, CVRD and SPY

CVRDSCHDSPY

CVRD—10.7%13.3%

SCHD10.7%—8.7%

SPY13.3%8.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

CVRDWorst drop−5.7%9.3% vol

SCHDWorst drop−6.9%11.8% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CVRDSCHD

+7.5%Year to date+33.1%

7.5%Yield3.0%

+11.8%Past year+39.1%

0.90%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026