Compare · 3 funds side by side · dividends reinvested

CVRD, SPY and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

CVRD, SPY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.6

Madison Covered Call ETFIncome · Covered calls0.90%7.50%+6.9%+10.3%+8.6%[…]−5.7%9.4%$31M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: CVRD 2023 · SPY 1993 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Madison Covered Call ETF · $31M[…]

CVRD

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 13.3% in common

CVRDMeasureSPY

+6.9%Year to dateJan 1 → Nov 6+8.7%

+10.3%1 yearTotal return+9.7%

+8.6%3 years · per year$10,000 became $12,801 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.90%Expense ratio$90 · $9 a year on $10k · lower is better0.09%

7.50%Trailing 12-mo yield$750 · $103 a year on $10k1.03%

−5.7%Worst dropSmaller is better−8.9%

9.4%VolatilityLower is calmer13.6%

CVRDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3CVRD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CVRD vs SPY: Top 5 Holdings

Today

CVRD

33.4%in top 5

SPY

in top 527.8%

CVRDStockSPY

14.5%8AMMF0JAnot top 5

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

5.2%DHRnot top 5

4.6%Vnot top 5

4.5%ACNnot top 5

4.5%AMZN4.0%

not top 5GOOGL2.6%

Held in common13.3%

End-of-day Nov 6, 2026 · share of each fund

CVRD vs SPY Returns, Every Period

Madison FundsCVRD

+10.3%

past year

SPYSPDR

+9.7%

past year

CVRDSPYFaded: behind in that period

1–2SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

CVRD vs SCHD

YTD

Madison FundsCVRD

+6.9%

SCHDSchwab

+31.4%

+6.9%Year to date+31.4%

−5.7%Worst drop · 1Y−6.9%

9.4%Volatility · 1Y11.7%

7.5%Yield3.0%

$31.1MAssets$120B

3–1CVRD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CVRD, SPY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

CVRD0.90%$90

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: CVRD, SPY, SCHD

7.50%highest, CVRD

FundTrailing yieldYield$10k

CVRD7.50%$750

SCHD3.00%$300

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$660most kept, CVRD

CVRD$750 − $90 = $660

SCHD$300 − $6 = $294

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: CVRD, SPY, SCHD

Today

13.3%most shared, CVRD and SPY

CVRDSPYSCHD

CVRD—13.3%10.7%

SPY13.3%—8.7%

SCHD10.7%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

CVRDWorst drop−5.7%9.4% vol

SCHDWorst drop−6.9%11.7% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CVRDSCHD

+6.9%Year to date+31.4%

7.5%Yield3.0%

+10.3%Past year+37.0%

0.90%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026