Compare · 4 funds side by side · dividends reinvested

CVRD, SPY, SCHD and VOO

CVRDMadison Funds×SPYSPDR×SCHDSchwab×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

CVRD, SPY, SCHD and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B2.0

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.1

Madison Covered Call ETFIncome · Covered calls0.90%7.36%+8.9%+13.3%+8.7%[…]−5.7%9.4%$31M2.7

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CVRD 2023 · SPY 1993 · SCHD 2011 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Madison Covered Call ETF · $31M[…]

CVRD

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 13.2% in common

CVRDMeasureSPY

+8.9%Year to dateJan 1 → Nov 9+11.2%

+13.3%1 yearTotal return+13.5%

+8.7%3 years · per year$10,000 became $12,829 · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.90%Expense ratio$90 · $9 a year on $10k · lower is better0.09%

7.36%Trailing 12-mo yield$736 · $101 a year on $10k1.01%

−5.7%Worst dropSmaller is better−8.9%

9.4%VolatilityLower is calmer13.7%

CVRDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CVRD vs SPY: Top 5 Holdings

Today

CVRD

33.3%in top 5

SPY

in top 527.8%

CVRDStockSPY

14.5%8AMMF0JAnot top 5

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

5.3%DHRnot top 5

4.6%Vnot top 5

4.5%AMZN4.0%

4.4%ACNnot top 5

not top 5GOOGL2.6%

Held in common13.2%

End-of-day Nov 9, 2026 · share of each fund

CVRD vs SPY Returns, Every Period

Madison FundsCVRD

+13.3%

past year

SPYSPDR

+13.5%

past year

CVRDSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CVRD vs SCHD

YTD

Madison FundsCVRD

+8.9%

SCHDSchwab

+33.2%

+8.9%Year to date+33.2%

−5.7%Worst drop · 1Y−6.9%

9.4%Volatility · 1Y11.8%

7.4%Yield3.0%

$31.2MAssets$122B

3–1CVRD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CVRD, SPY, SCHD, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SCHD0.06%$6

SPY0.09%$9

CVRD0.90%$90

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CVRD, SPY, SCHD, VOO

7.36%highest, CVRD

FundTrailing yieldYield$10k

CVRD7.36%$736

SCHD2.96%$296

VOO1.07%$107

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$646most kept, CVRD

CVRD$736 − $90 = $646

SCHD$296 − $6 = $290

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CVRD, SPY, SCHD, VOO

Today

92.7%most shared, SPY and VOO

CVRDSPYSCHDVOO

CVRD—13.2%10.7%12.7%

SPY13.2%—8.6%92.7%

SCHD10.7%8.6%—7.6%

VOO12.7%92.7%7.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

CVRDWorst drop−5.7%9.4% vol

SCHDWorst drop−6.9%11.8% vol

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CVRDSCHD

+8.9%Year to date+33.2%

7.4%Yield3.0%

+13.3%Past year+39.1%

0.90%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026