Compare · 3 funds side by side · dividends reinvested

CWI, EFA and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,147VEA · best of the three

02 / 04

CWI, EFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B1.8

iShares MSCI EAFE ETFInternational · Developed0.32%3.28%+8.6%+13.5%+19.0%+8.2%−11.4%16.3%$76.1B1.9

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.84%+8.4%+12.7%+20.2%+8.2%−11.5%18.0%$2.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CWI 2007 · EFA 2001 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI ex-US ETF · $2.9B$14,819

CWI

EFA

iShares MSCI EAFE ETF · $76.1B$14,850

$10,000 five years ago, dividends reinvested · they hold 58.6% in common

CWIMeasureEFA

+8.4%Year to dateJan 1 → Nov 5+8.6%

+12.7%1 yearTotal return+13.5%

+20.2%3 years · per year$10,000 became $17,366 · $16,864+19.0%

+8.2%5 years · per year$10,000 became $14,819 · $14,850+8.2%

0.30%Expense ratio$30 · $32 a year on $10k · lower is better0.32%

2.84%Trailing 12-mo yield$284 · $328 a year on $10k3.28%

−11.5%Worst dropSmaller is better−11.4%

18.0%VolatilityLower is calmer16.3%

CWIEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5EFA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CWI vs EFA: Top 5 Holdings

Today

CWI

10.1%in top 5

EFA

in top 58.4%

CWIStockEFA

2.9%2330.TWnot top 5

1.7%ASML.AS2.7%

2.2%SMSNnot top 5

1.7%TSMnot top 5

1.6%000660.Knot top 5

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

Held in common58.6%

End-of-day Nov 5, 2026 · share of each fund

CWI vs EFA Returns, Every Period

SPDRCWI

+8.2%

5 years, per year

EFAiShares

+8.2%

5 years, per year

CWIEFAFaded: behind in that period

1–2EFA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CWI vs EFA

YTD

SPDRCWI

+8.4%

EFAiShares

+8.6%

+8.4%Year to date+8.6%

−11.5%Worst drop · 1Y−11.4%

18.0%Volatility · 1Y16.3%

2.8%Yield3.3%

$2.9BAssets$76.1B

4–0EFA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CWI, EFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

CWI0.30%$30

EFA0.32%$32

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CWI, EFA, VEA

3.28%highest, EFA

FundTrailing yieldYield$10k

EFA3.28%$328

CWI2.84%$284

VEA2.50%$250

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

CWI$284 − $30 = $254

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CWI, EFA, VEA

Today

63.4%most shared, EFA and VEA

CWIEFAVEA

CWI—58.6%62.5%

EFA58.6%—63.4%

VEA62.5%63.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.0%VEA, at 18.1% volatility

EFAWorst drop−11.4%16.3% vol

CWIWorst drop−11.5%18.0% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVEA

+8.6%Year to date+10.2%

3.3%Yield2.5%

+13.5%Past year+16.0%

0.32%Fee0.03%

3–1VEA wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026