Compare · 4 funds side by side · dividends reinvested

CWI, FNDF, VEA and IEMG

CWISPDR×FNDFSchwab×VEAVanguard×IEMGiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

CWI, FNDF, VEA and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$25.2B1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.3

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.76%+11.5%+15.4%+20.1%+8.7%−11.5%18.2%$2.8B2.9

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.41%+11.7%+13.1%+19.9%+6.5%−17.8%25.7%$142B3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CWI 2007 · FNDF 2013 · VEA 2007 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI ex-US ETF · $2.8B$15,207

CWI

FNDF

Schwab Fundamental International Large Company Index ETF · $25.2B$18,637

$10,000 five years ago, dividends reinvested · they hold 52.0% in common

CWIMeasureFNDF

+11.5%Year to dateJan 1 → Nov 9+17.4%

+15.4%1 yearTotal return+24.6%

+20.1%3 years · per year$10,000 became $17,330 · $18,863+23.6%

+8.7%5 years · per year$10,000 became $15,207 · $18,637+13.3%

0.30%Expense ratio$30 · $25 a year on $10k · lower is better0.25%

2.76%Trailing 12-mo yield$276 · $310 a year on $10k3.10%

−11.5%Worst dropSmaller is better−10.6%

18.2%VolatilityLower is calmer16.6%

CWIFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CWI vs FNDF: Top 5 Holdings

Today

CWI

9.5%in top 5

FNDF

in top 59.3%

CWIStockFNDF

not top 5SHEL.L2.9%

2.9%2330.TWnot top 5

not top 5005930.K2.3%

2.0%SMSNnot top 5

not top 5TTE.PA1.8%

1.7%TSMnot top 5

1.6%ASML.ASnot top 5

1.3%000660.Knot top 5

not top 57203.T1.2%

not top 5ROP.SW1.1%

Held in common52.0%

End-of-day Nov 9, 2026 · share of each fund

CWI vs FNDF Returns, Every Period

SPDRCWI

+8.7%

5 years, per year

FNDFSchwab

+13.3%

5 years, per year

CWIFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CWI vs FNDF

YTD

SPDRCWI

+11.5%

FNDFSchwab

+17.4%

+11.5%Year to date+17.4%

−11.5%Worst drop · 1Y−10.6%

18.2%Volatility · 1Y16.6%

2.8%Yield3.1%

$2.8BAssets$25.2B

4–0FNDF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CWI, FNDF, VEA, IEMG

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEMG0.09%$9

FNDF0.25%$25

CWI0.30%$30

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CWI, FNDF, VEA, IEMG

3.10%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.10%$310

CWI2.76%$276

VEA2.44%$244

IEMG2.41%$241

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

CWI$276 − $30 = $246

VEA$244 − $3 = $241

IEMG$241 − $9 = $232

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CWI, FNDF, VEA, IEMG

Today

62.1%most shared, CWI and VEA

CWIFNDFVEAIEMG

CWI—52.0%62.1%20.1%

FNDF52.0%—59.8%5.7%

VEA62.1%59.8%—9.5%

IEMG20.1%5.7%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

FNDFWorst drop−10.6%16.6% vol

CWIWorst drop−11.5%18.2% vol

VEAWorst drop−11.6%18.3% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+17.4%Year to date+12.9%

3.1%Yield2.4%

+24.6%Past year+18.8%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.7%

+5.6%Year to date+11.7%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026