Compare · 4 funds side by side · dividends reinvested

CWI, FNDF, VEA and IEMG

CWISPDR×FNDFSchwab×VEAVanguard×IEMGiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,872FNDF · best of the four

02 / 04

CWI, FNDF, VEA and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.03%+20.2%+27.8%+23.7%+13.5%−10.6%16.7%$25.2B1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.3

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.76%+11.3%+15.2%+20.1%+8.7%−11.5%18.1%$2.8B2.9

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$142B3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CWI 2007 · FNDF 2013 · VEA 2007 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,872

FNDF

CWI

State Street SPDR MSCI ACWI ex-US ETF · $2.8B$15,184

$10,000 five years ago, dividends reinvested · they hold 52.0% in common

FNDFMeasureCWI

+20.2%Year to dateJan 1 → Nov 9+11.3%

+27.8%1 yearTotal return+15.2%

+23.7%3 years · per year$10,000 became $18,931 · $17,304+20.1%

+13.5%5 years · per year$10,000 became $18,872 · $15,184+8.7%

0.25%Expense ratio$25 · $30 a year on $10k · lower is better0.30%

3.03%Trailing 12-mo yield$303 · $276 a year on $10k2.76%

−10.6%Worst dropSmaller is better−11.5%

16.7%VolatilityLower is calmer18.1%

FNDFCWI Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs CWI: Top 5 Holdings

Today

FNDF

9.3%in top 5

CWI

in top 59.5%

FNDFStockCWI

2.9%SHEL.Lnot top 5

not top 52330.TW2.9%

2.3%005930.Knot top 5

not top 5SMSN2.0%

1.8%TTE.PAnot top 5

not top 5TSM1.7%

not top 5ASML.AS1.6%

not top 5000660.K1.3%

1.2%7203.Tnot top 5

1.1%ROP.SWnot top 5

Held in common52.0%

End-of-day Nov 9, 2026 · share of each fund

FNDF vs CWI Returns, Every Period

SchwabFNDF

+13.5%

5 years, per year

CWISPDR

+8.7%

5 years, per year

FNDFCWIFaded: behind in that period

4–0FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNDF vs CWI

YTD

SchwabFNDF

+20.2%

CWISPDR

+11.3%

+20.2%Year to date+11.3%

−10.6%Worst drop · 1Y−11.5%

16.7%Volatility · 1Y18.1%

3.0%Yield2.8%

$25.2BAssets$2.8B

4–0FNDF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CWI, FNDF, VEA, IEMG

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEMG0.09%$9

FNDF0.25%$25

CWI0.30%$30

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CWI, FNDF, VEA, IEMG

3.03%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.03%$303

CWI2.76%$276

VEA2.44%$244

IEMG2.42%$242

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

CWI$276 − $30 = $246

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CWI, FNDF, VEA, IEMG

Today

62.1%most shared, CWI and VEA

CWIFNDFVEAIEMG

CWI—52.0%62.1%20.0%

FNDF52.0%—59.8%5.7%

VEA62.1%59.8%—9.5%

IEMG20.0%5.7%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+27.8%FNDF, at 16.7% volatility

FNDFWorst drop−10.6%16.7% vol

CWIWorst drop−11.5%18.1% vol

VEAWorst drop−11.6%18.3% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+20.2%Year to date+12.9%

3.0%Yield2.4%

+27.8%Past year+18.8%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026