Compare · 3 funds side by side · dividends reinvested

CWI, SCHF and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,097SCHF · best of the three

02 / 04

CWI, SCHF and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.06%+15.1%+19.5%+22.5%+10.0%−11.5%17.8%$68.2B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.41%+14.4%+18.9%+22.5%+9.7%−11.6%17.8%$232B2.1

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.74%+12.4%+15.2%+21.7%+9.1%−11.5%17.6%$2.8B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: CWI 2007 · SCHF 2009 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI ex-US ETF · $2.8B$15,487

CWI

SCHF

Schwab International Equity ETF · $68.2B$16,097

$10,000 five years ago, dividends reinvested · they hold 66.9% in common

CWIMeasureSCHF

+12.4%Year to dateJan 1 → Nov 4+15.1%

+15.2%1 yearTotal return+19.5%

+21.7%3 years · per year$10,000 became $18,010 · $18,389+22.5%

+9.1%5 years · per year$10,000 became $15,487 · $16,097+10.0%

0.30%Expense ratio$30 · $3 a year on $10k · lower is better0.03%

2.74%Trailing 12-mo yield$274 · $306 a year on $10k3.06%

−11.5%Worst dropSmaller is better−11.5%

17.6%VolatilityLower is calmer17.8%

CWISCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CWI vs SCHF: Top 5 Holdings

Today

CWI

10.4%in top 5

SCHF

in top 59.0%

CWIStockSCHF

3.0%2330.TWnot top 5

not top 5005930.K2.6%

2.3%SMSNnot top 5

1.6%000660.K2.1%

1.7%ASML.AS2.1%

1.8%TSMnot top 5

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

Held in common66.9%

End-of-day Nov 4, 2026 · share of each fund

CWI vs SCHF Returns, Every Period

SPDRCWI

+9.1%

5 years, per year

SCHFSchwab

+10.0%

5 years, per year

CWISCHFFaded: behind in that period

0–4SCHF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

CWI vs SCHF

YTD

SPDRCWI

+12.4%

SCHFSchwab

+15.1%

+12.4%Year to date+15.1%

−11.5%Worst drop · 1Y−11.5%

17.6%Volatility · 1Y17.8%

2.7%Yield3.1%

$2.8BAssets$68.2B

2–1SCHF wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CWI, SCHF, VEA

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VEA0.03%$3

CWI0.30%$30

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: CWI, SCHF, VEA

3.06%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.06%$306

CWI2.74%$274

VEA2.41%$241

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

CWI$274 − $30 = $244

VEA$241 − $3 = $238

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: CWI, SCHF, VEA

Today

85.6%most shared, SCHF and VEA

CWISCHFVEA

CWI—66.9%62.6%

SCHF66.9%—85.6%

VEA62.6%85.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.5%SCHF, at 17.8% volatility

CWIWorst drop−11.5%17.6% vol

VEAWorst drop−11.6%17.8% vol

SCHFWorst drop−11.5%17.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFVEA

+15.1%Year to date+14.4%

3.1%Yield2.4%

+19.5%Past year+18.9%

0.03%Fee0.03%

3–0SCHF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026