Compare · 3 funds side by side · dividends reinvested

CWI, SPY and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

CWI, SPY and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.9

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B1.9

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.76%+11.3%+15.2%+20.1%+8.7%−11.5%18.1%$2.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: CWI 2007 · SPY 1993 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI ex-US ETF · $2.8B$15,184

CWI

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CWIMeasureSPY

+11.3%Year to dateJan 1 → Nov 9+11.2%

+15.2%1 yearTotal return+13.5%

+20.1%3 years · per year$10,000 became $17,304 · $18,118+21.9%

+8.7%5 years · per year$10,000 became $15,184 · $17,493+11.8%

0.30%Expense ratio$30 · $9 a year on $10k · lower is better0.09%

2.76%Trailing 12-mo yield$276 · $101 a year on $10k1.01%

−11.5%Worst dropSmaller is better−8.9%

18.1%VolatilityLower is calmer13.7%

CWISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CWI vs SPY: Top 5 Holdings

Today

CWI

9.5%in top 5

SPY

in top 527.8%

CWIStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

2.9%2330.TWnot top 5

not top 5GOOGL2.6%

2.0%SMSNnot top 5

1.7%TSMnot top 5

1.6%ASML.ASnot top 5

1.3%000660.Knot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

CWI vs SPY Returns, Every Period

SPDRCWI

+8.7%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

CWISPYFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CWI vs VEA

YTD

SPDRCWI

+11.3%

VEAVanguard

+12.9%

+11.3%Year to date+12.9%

−11.5%Worst drop · 1Y−11.6%

18.1%Volatility · 1Y18.3%

2.8%Yield2.4%

$2.8BAssets$232B

3–1CWI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CWI, SPY, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SPY0.09%$9

CWI0.30%$30

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: CWI, SPY, VEA

2.76%highest, CWI

FundTrailing yieldYield$10k

CWI2.76%$276

VEA2.44%$244

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$246most kept, CWI

CWI$276 − $30 = $246

VEA$244 − $3 = $241

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: CWI, SPY, VEA

Today

62.1%most shared, CWI and VEA

CWISPYVEA

CWI—0.0%62.1%

SPY0.0%—0.0%

VEA62.1%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%VEA, at 18.3% volatility

SPYWorst drop−8.9%13.7% vol

CWIWorst drop−11.5%18.1% vol

VEAWorst drop−11.6%18.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CWIVEA

+11.3%Year to date+12.9%

2.8%Yield2.4%

+15.2%Past year+18.8%

0.30%Fee0.03%

3–1VEA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026