Compare · 2 funds side by side · dividends reinvested

DECT and SPY

DECTAllianzIM×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

DECT and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.3

AllianzIM U.S. Equity Buffer10 Dec ETFDefined Outcome · Buffer0.74%0.00%+10.7%+12.4%+16.8%[…]−6.1%9.0%$38M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: DECT 2022 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$18,060

SPY

DECT

AllianzIM U.S. Equity Buffer10 Dec ETF · $38M[…]

$10,000 five years ago, dividends reinvested

SPYMeasureDECT

+13.3%Year to dateJan 1 → Nov 4+10.7%

+13.4%1 yearTotal return+12.4%

+24.1%3 years · per year$10,000 became $19,132 · $15,949+16.8%

+12.6%5 years · per year$10,000 became $18,060 · […][…]

0.09%Expense ratio$9 · $74 a year on $10k · lower is better0.74%

0.99%Trailing 12-mo yield$99 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−6.1%

12.9%VolatilityLower is calmer9.0%

SPYDECT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs DECT: Top 5 Holdings

Today

SPY

27.3%in top 5

DECT

in top 5[…]

SPYStockDECT

7.7%NVDAnot top 5

7.4%AAPLnot top 5

5.9%MSFTnot top 5

3.8%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SPY vs DECT Returns, Every Period

SPDRSPY

+13.4%

past year

DECTAllianzIM

+12.4%

past year

SPYDECTFaded: behind in that period

3–0SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Defined Outcome: SPY vs DECT

YTD

SPDRSPY

+13.3%

DECTAllianzIM

+10.7%

+13.3%Year to date+10.7%

−8.9%Worst drop · 1Y−6.1%

12.9%Volatility · 1Y9.0%

1.0%Yield0.0%

$805BAssets$37.6M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DECT, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

DECT0.74%$74

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: DECT, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

DECT0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: DECT, SPY

Today

[…]holdings […]

DECTSPY

DECT—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

DECTWorst drop−6.1%9.0% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYDECT

+13.3%Year to date+10.7%

1.0%Yield0.0%

+13.4%Past year+12.4%

0.09%Fee0.74%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026