Compare · 2 funds side by side · dividends reinvested

DECT and SPYM

DECTAllianzIM×SPYMSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,126SPYM · best of the two

02 / 04

DECT and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$185B1.3

AllianzIM U.S. Equity Buffer10 Dec ETFDefined Outcome · Buffer0.74%0.00%+10.7%+12.4%+16.8%[…]−6.1%9.0%$37M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: DECT 2022 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

AllianzIM U.S. Equity Buffer10 Dec ETF · $37M[…]

DECT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$18,126

$10,000 five years ago, dividends reinvested

DECTMeasureSPYM

+10.7%Year to dateJan 1 → Nov 4+13.4%

+12.4%1 yearTotal return+13.5%

+16.8%3 years · per year$10,000 became $15,949 · $19,186+24.3%

[…]5 years · per year$10,000 became […] · $18,126+12.6%

0.74%Expense ratio$74 · $2 a year on $10k · lower is better0.02%

0.00%Trailing 12-mo yield$0 · $101 a year on $10k1.01%

−6.1%Worst dropSmaller is better−8.9%

9.0%VolatilityLower is calmer12.8%

DECTSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DECT vs SPYM: Top 5 Holdings

Today

DECT

[…]in top 5

SPYM

in top 527.3%

DECTStockSPYM

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

DECT vs SPYM Returns, Every Period

AllianzIMDECT

+12.4%

past year

SPYMSPDR

+13.5%

past year

DECTSPYMFaded: behind in that period

0–3SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Core: DECT vs SPYM

YTD

AllianzIMDECT

+10.7%

SPYMSPDR

+13.4%

+10.7%Year to date+13.4%

−6.1%Worst drop · 1Y−8.9%

9.0%Volatility · 1Y12.8%

0.0%Yield1.0%

$36.9MAssets$185B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DECT, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

DECT0.74%$74

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: DECT, SPYM

1.01%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.01%$101

DECT0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, SPYM

SPYM$101 − $2 = $99

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: DECT, SPYM

Today

[…]holdings […]

DECTSPYM

DECT—[…]

SPYM[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.5%SPYM, at 12.8% volatility

DECTWorst drop−6.1%9.0% vol

SPYMWorst drop−8.9%12.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMDECT

+13.4%Year to date+10.7%

1.0%Yield0.0%

+13.5%Past year+12.4%

0.02%Fee0.74%

4–0SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026