Compare · 2 funds side by side · dividends reinvested

DECT and VTI

DECTAllianzIM×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,332VTI · best of the two

02 / 04

DECT and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.3

AllianzIM U.S. Equity Buffer10 Dec ETFDefined Outcome · Buffer0.74%0.00%+6.4%+8.8%+15.2%[…]−6.1%9.8%$36M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DECT 2022 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

DECT

AllianzIM U.S. Equity Buffer10 Dec ETF · $36M[…]

$10,000 five years ago, dividends reinvested

VTIMeasureDECT

+8.4%Year to dateJan 1 → Nov 5+6.4%

+9.9%1 yearTotal return+8.8%

+21.9%3 years · per year$10,000 became $18,113 · $15,270+15.2%

+10.3%5 years · per year$10,000 became $16,332 · […][…]

0.03%Expense ratio$3 · $74 a year on $10k · lower is better0.74%

1.10%Trailing 12-mo yield$110 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−6.1%

13.7%VolatilityLower is calmer9.8%

VTIDECT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs DECT: Top 5 Holdings

Today

VTI

25.0%in top 5

DECT

in top 5[…]

VTIStockDECT

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTI vs DECT Returns, Every Period

VanguardVTI

+9.9%

past year

DECTAllianzIM

+8.8%

past year

VTIDECTFaded: behind in that period

3–0VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Defined Outcome: VTI vs DECT

YTD

VanguardVTI

+8.4%

DECTAllianzIM

+6.4%

+8.4%Year to date+6.4%

−8.9%Worst drop · 1Y−6.1%

13.7%Volatility · 1Y9.8%

1.1%Yield0.0%

$689BAssets$36.1M

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DECT, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

DECT0.74%$74

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DECT, VTI

1.10%highest, VTI

FundTrailing yieldYield$10k

VTI1.10%$110

DECT0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VTI

VTI$110 − $3 = $107

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DECT, VTI

Today

[…]holdings […]

DECTVTI

DECT—[…]

VTI[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

DECTWorst drop−6.1%9.8% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIDECT

+8.4%Year to date+6.4%

1.1%Yield0.0%

+9.9%Past year+8.8%

0.03%Fee0.74%

4–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026