Compare · 2 funds side by side · dividends reinvested

DFAC and SPY

DFACDimensional×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

DFAC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+16.0%+23.0%+11.2%−8.5%12.2%$87.6B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: DFAC 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $798B$17,688

SPY

DFAC

Dimensional - US Core Equity 2 ETF · $87.6B$16,976

$10,000 five years ago, dividends reinvested · they hold 68.5% in common

SPYMeasureDFAC

+11.5%Year to dateJan 1 → Nov 3+14.1%

+11.8%1 yearTotal return+16.0%

+24.0%3 years · per year$10,000 became $19,046 · $18,595+23.0%

+12.1%5 years · per year$10,000 became $17,688 · $16,976+11.2%

0.09%Expense ratio$9 · $21 a year on $10k · lower is better0.21%

1.01%Trailing 12-mo yield$101 · $88 a year on $10k0.88%

−8.9%Worst dropSmaller is better−8.5%

12.8%VolatilityLower is calmer12.2%

SPYDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs DFAC: Top 5 Holdings

Today

SPY

27.4%in top 5

DFAC

in top 519.9%

SPYStockDFAC

7.8%NVDA5.2%

7.7%AAPL5.7%

5.9%MSFT4.7%

3.6%AMZN2.5%

2.5%GOOGLnot top 5

not top 5META1.9%

Held in common68.5%

End-of-day Nov 3, 2026 · share of each fund

SPY vs DFAC Returns, Every Period

SPDRSPY

+12.1%

5 years, per year

DFACDimensional

+11.2%

5 years, per year

SPYDFACFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Stocks: SPY vs DFAC

YTD

SPDRSPY

+11.5%

DFACDimensional

+14.1%

+11.5%Year to date+14.1%

−8.9%Worst drop · 1Y−8.5%

12.8%Volatility · 1Y12.2%

1.0%Yield0.9%

$798BAssets$87.6B

3–1DFAC wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFAC, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

DFAC0.21%$21

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: DFAC, SPY

1.01%highest, SPY

FundTrailing yieldYield$10k

SPY1.01%$101

DFAC0.88%$88

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

DFAC$88 − $21 = $67

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: DFAC, SPY

Today

68.5%most shared, DFAC and SPY

DFACSPY

DFAC—68.5%

SPY68.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+16.0%DFAC, at 12.2% volatility

DFACWorst drop−8.5%12.2% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SPYDFAC

+11.5%Year to date+14.1%

1.0%Yield0.9%

+11.8%Past year+16.0%

0.09%Fee0.21%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026