Compare · 3 funds side by side · dividends reinvested

DFAC, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

DFAC, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$89.2B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFAC 2005 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $89.2B$16,526

DFAC

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 73.1% in common

DFACMeasureVTI

+11.2%Year to dateJan 1 → Nov 5+8.4%

+14.3%1 yearTotal return+9.9%

+21.2%3 years · per year$10,000 became $17,812 · $18,113+21.9%

+10.6%5 years · per year$10,000 became $16,526 · $16,332+10.3%

0.21%Expense ratio$21 · $3 a year on $10k · lower is better0.03%

0.90%Trailing 12-mo yield$90 · $110 a year on $10k1.10%

−8.5%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.7%

DFACVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs VTI: Top 5 Holdings

Today

DFAC

20.5%in top 5

VTI

in top 525.0%

DFACStockVTI

5.1%NVDA7.1%

5.8%AAPL6.6%

5.0%MSFT5.2%

2.7%AMZN3.3%

not top 5GOOGL2.8%

1.9%METAnot top 5

Held in common73.1%

End-of-day Nov 5, 2026 · share of each fund

DFAC vs VTI Returns, Every Period

DimensionalDFAC

+10.6%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

DFACVTIFaded: behind in that period

3–1DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: DFAC vs VTI

YTD

DimensionalDFAC

+11.2%

VTIVanguard

+8.4%

+11.2%Year to date+8.4%

−8.5%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.7%

0.9%Yield1.1%

$89.2BAssets$689B

3–1DFAC wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFAC, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

DFAC0.21%$21

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFAC, VTI, SPY

1.10%highest, VTI

FundTrailing yieldYield$10k

VTI1.10%$110

SPY1.03%$103

DFAC0.90%$90

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VTI

VTI$110 − $3 = $107

SPY$103 − $9 = $94

DFAC$90 − $21 = $69

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFAC, VTI, SPY

Today

86.5%most shared, VTI and SPY

DFACVTISPY

DFAC—73.1%69.1%

VTI73.1%—86.5%

SPY69.1%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%DFAC, at 12.9% volatility

DFACWorst drop−8.5%12.9% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIDFAC

+8.4%Year to date+11.2%

1.1%Yield0.9%

+9.9%Past year+14.3%

0.03%Fee0.21%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026