Compare · 4 funds side by side · dividends reinvested

DFAR, NETL, XLF and VGT

DFARDimensional×NETLNETL×XLFSPDR×VGTVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$20,466VGT · best of the four

02 / 04

DFAR, NETL, XLF and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

DFA Real Estate Securities Portfolio ETF Class SharesSectors · Real estate0.22%3.34%+15.8%+15.6%+14.4%[…]−11.5%14.1%$8.8B1.7

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B2.4

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+14.0%+11.1%+28.8%+15.4%−17.5%26.5%$155B2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.18%+6.8%+7.5%+10.5%−0.6%−16.7%14.9%$47M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFAR 1993 · NETL 2019 · XLF 1998 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $47M$9,724

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+6.3%Year to dateJan 1 → Nov 5+6.8%

+11.4%1 yearTotal return+7.5%

+23.0%3 years · per year$10,000 became $18,620 · $13,485+10.5%

+9.2%5 years · per year$10,000 became $15,503 · $9,724−0.6%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.44%Trailing 12-mo yield$144 · $518 a year on $10k5.18%

−14.8%Worst dropSmaller is better−16.7%

15.3%VolatilityLower is calmer14.9%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.7%in top 5

NETL

in top 542.3%

XLFStockNETL

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

not top 5VICI8.7%

not top 5ADC8.6%

not top 5O8.6%

not top 5WPC8.3%

not top 5NNN8.2%

6.5%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+9.2%

5 years, per year

NETLNETL

−0.6%

5 years, per year

XLFNETLFaded: behind in that period

3–1XLF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+6.3%

NETLNETL

+6.8%

+6.3%Year to date+6.8%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y14.9%

1.4%Yield5.2%

$53.8BAssets$47.2M

3–1NETL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFAR, NETL, XLF, VGT

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VGT0.09%$9

DFAR0.22%$22

NETL0.60%$60

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFAR, NETL, XLF, VGT

5.18%highest, NETL

FundTrailing yieldYield$10k

NETL5.18%$518

DFAR3.34%$334

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

DFAR$334 − $22 = $312

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFAR, NETL, XLF, VGT

Today

12.1%most shared, DFAR and NETL

DFARNETLXLFVGT

DFAR—12.1%0.0%0.0%

NETL12.1%—0.0%0.0%

XLF0.0%0.0%—0.0%

VGT0.0%0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+15.6%DFAR, at 14.1% volatility

DFARWorst drop−11.5%14.1% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

NETLDFAR

+6.8%Year to date+15.8%

5.2%Yield3.3%

+7.5%Past year+15.6%

0.60%Fee0.22%

3–1DFAR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026