Compare · 3 funds side by side · dividends reinvested

DFAR, NETL and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,690XLF · best of the three

02 / 04

DFAR, NETL and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

DFA Real Estate Securities Portfolio ETF Class SharesSectors · Real estate0.22%3.30%+17.1%+17.2%+13.4%[…]−11.5%14.1%$8.6B1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.0

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: DFAR 1993 · NETL 2019 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

DFAR

DFA Real Estate Securities Portfolio ETF Class Shares · $8.6B[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureDFAR

+7.2%Year to dateJan 1 → Nov 9+17.1%

+12.4%1 yearTotal return+17.2%

+22.2%3 years · per year$10,000 became $18,230 · $14,584+13.4%

+9.4%5 years · per year$10,000 became $15,690 · […][…]

0.08%Expense ratio$8 · $22 a year on $10k · lower is better0.22%

1.42%Trailing 12-mo yield$142 · $330 a year on $10k3.30%

−14.8%Worst dropSmaller is better−11.5%

15.3%VolatilityLower is calmer14.1%

XLFDFAR Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5DFAR wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs DFAR: Top 5 Holdings

Today

XLF

43.8%in top 5

DFAR

in top 528.9%

XLFStockDFAR

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

not top 5WELL7.6%

6.6%MAnot top 5

not top 5PLD6.3%

not top 5EQIX5.1%

not top 5SPG5.0%

not top 5AMT4.9%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLF vs DFAR Returns, Every Period

SPDRXLF

+12.4%

past year

DFARDimensional

+17.2%

past year

XLFDFARFaded: behind in that period

1–2DFAR wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+7.2%

NETLNETL

+7.6%

+7.2%Year to date+7.6%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y15.0%

1.4%Yield5.1%

$53.4BAssets$48.2M

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFAR, NETL, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

DFAR0.22%$22

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: DFAR, NETL, XLF

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

DFAR3.30%$330

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

DFAR$330 − $22 = $308

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: DFAR, NETL, XLF

Today

12.2%most shared, DFAR and NETL

DFARNETLXLF

DFAR—12.2%0.0%

NETL12.2%—0.0%

XLF0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.2%DFAR, at 14.1% volatility

DFARWorst drop−11.5%14.1% vol

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLDFAR

+7.6%Year to date+17.1%

5.1%Yield3.3%

+8.6%Past year+17.2%

0.60%Fee0.22%

3–1DFAR wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026