Compare · 2 funds side by side · dividends reinvested

DFIC and SPY

DFICDimensional×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

DFIC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.3

Dimensional - International Core Equity 2 ETFInternational · Ex-US broad0.22%2.49%+13.3%+19.4%+22.7%[…]−11.0%14.7%$15.3B1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: DFIC 2022 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - International Core Equity 2 ETF · $15.3B[…]

DFIC

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

DFICMeasureSPY

+13.3%Year to dateJan 1 → Nov 4+13.3%

+19.4%1 yearTotal return+13.4%

+22.7%3 years · per year$10,000 became $18,485 · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.22%Expense ratio$22 · $9 a year on $10k · lower is better0.09%

2.49%Trailing 12-mo yield$249 · $99 a year on $10k0.99%

−11.0%Worst dropSmaller is better−8.9%

14.7%VolatilityLower is calmer12.9%

DFICSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIC vs SPY: Top 5 Holdings

Today

DFIC

4.3%in top 5

SPY

in top 527.3%

DFICStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

1.1%SHELnot top 5

1.0%ASMLnot top 5

0.8%NVSnot top 5

0.8%TTE.PAnot top 5

0.7%ROP.SWnot top 5

Held in common0.2%

End-of-day Nov 4, 2026 · share of each fund

DFIC vs SPY Returns, Every Period

DimensionalDFIC

+19.4%

past year

SPYSPDR

+13.4%

past year

DFICSPYFaded: behind in that period

1–1Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

International vs Core: DFIC vs SPY

YTD

DimensionalDFIC

+13.3%

SPYSPDR

+13.3%

+13.3%Year to date+13.3%

−11.0%Worst drop · 1Y−8.9%

14.7%Volatility · 1Y12.9%

2.5%Yield1.0%

$15.3BAssets$798B

2–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIC, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

DFIC0.22%$22

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: DFIC, SPY

2.49%highest, DFIC

FundTrailing yieldYield$10k

DFIC2.49%$249

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$227most kept, DFIC

DFIC$249 − $22 = $227

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: DFIC, SPY

Today

0.2%most shared, DFIC and SPY

DFICSPY

DFIC—0.2%

SPY0.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+19.4%DFIC, at 14.7% volatility

SPYWorst drop−8.9%12.9% vol

DFICWorst drop−11.0%14.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

DFICSPY

+13.3%Year to date+13.3%

2.5%Yield1.0%

+19.4%Past year+13.4%

0.22%Fee0.09%

2–1DFIC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026