Compare · 3 funds side by side · dividends reinvested

DFIC, SPY and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

DFIC, SPY and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - International Core Equity 2 ETFInternational · Ex-US broad0.22%2.58%+9.3%+15.7%+20.8%[…]−11.0%14.9%$15.1B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.9

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFIC 2022 · SPY 1993 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - International Core Equity 2 ETF · $15.1B[…]

DFIC

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

DFICMeasureSPY

+9.3%Year to dateJan 1 → Nov 6+8.7%

+15.7%1 yearTotal return+9.7%

+20.8%3 years · per year$10,000 became $17,634 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.22%Expense ratio$22 · $9 a year on $10k · lower is better0.09%

2.58%Trailing 12-mo yield$258 · $103 a year on $10k1.03%

−11.0%Worst dropSmaller is better−8.9%

14.9%VolatilityLower is calmer13.6%

DFICSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIC vs SPY: Top 5 Holdings

Today

DFIC

4.1%in top 5

SPY

in top 527.8%

DFICStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.1%SHELnot top 5

0.9%ASMLnot top 5

0.8%NVSnot top 5

0.7%TTE.PAnot top 5

0.7%NESN.SWnot top 5

Held in common0.2%

End-of-day Nov 6, 2026 · share of each fund

DFIC vs SPY Returns, Every Period

DimensionalDFIC

+15.7%

past year

SPYSPDR

+9.7%

past year

DFICSPYFaded: behind in that period

2–1DFIC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

DFIC vs VEA

YTD

DimensionalDFIC

+9.3%

VEAVanguard

+9.7%

+9.3%Year to date+9.7%

−11.0%Worst drop · 1Y−11.6%

14.9%Volatility · 1Y18.1%

2.6%Yield2.5%

$15.1BAssets$232B

3–1DFIC wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIC, SPY, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SPY0.09%$9

DFIC0.22%$22

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFIC, SPY, VEA

2.58%highest, DFIC

FundTrailing yieldYield$10k

DFIC2.58%$258

VEA2.51%$251

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

DFIC$258 − $22 = $236

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFIC, SPY, VEA

Today

47.6%most shared, DFIC and VEA

DFICSPYVEA

DFIC—0.2%47.6%

SPY0.2%—0.0%

VEA47.6%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.7%DFIC, at 14.9% volatility

SPYWorst drop−8.9%13.6% vol

DFICWorst drop−11.0%14.9% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFICVEA

+9.3%Year to date+9.7%

2.6%Yield2.5%

+15.7%Past year+14.8%

0.22%Fee0.03%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026