Compare · 3 funds side by side · dividends reinvested

DFIP, SGOV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

DFIP, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B1.8

Dimensional - Inflation-Protected Securities ETFBonds & Cash · Treasuries0.11%5.31%−0.1%−0.4%+4.9%[…]−4.3%3.7%$1.1B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFIP 2021 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Inflation-Protected Securities ETF · $1.1B[…]

DFIP

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested

DFIPMeasureSPY

−0.1%Year to dateJan 1 → Nov 5+8.3%

−0.4%1 yearTotal return+9.7%

+4.9%3 years · per year$10,000 became $11,548 · $18,174+22.0%

[…]5 years · per year$10,000 became […] · $17,099+11.3%

0.11%Expense ratio$11 · $9 a year on $10k · lower is better0.09%

5.31%Trailing 12-mo yield$531 · $103 a year on $10k1.03%

−4.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer13.6%

DFIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIP vs SPY: Top 5 Holdings

Today

DFIP

[…]in top 5

SPY

in top 527.7%

DFIPStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFIP vs SPY Returns, Every Period

DimensionalDFIP

−0.4%

past year

SPYSPDR

+9.7%

past year

DFIPSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DFIP vs SGOV

YTD

DimensionalDFIP

−0.1%

SGOViShares

+3.1%

−0.1%Year to date+3.1%

−4.3%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

5.3%Yield3.6%

$1.1BAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIP, SGOV, SPY

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

SPY0.09%$9

DFIP0.11%$11

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFIP, SGOV, SPY

5.31%highest, DFIP

FundTrailing yieldYield$10k

DFIP5.31%$531

SGOV3.63%$363

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$520most kept, DFIP

DFIP$531 − $11 = $520

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFIP, SGOV, SPY

Today

[…]holdings […]

DFIPSGOVSPY

DFIP—[…][…]

SGOV[…]—[…]

SPY[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

DFIPWorst drop−4.3%3.7% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFIPSPY

−0.1%Year to date+8.3%

5.3%Yield1.0%

−0.4%Past year+9.7%

0.11%Fee0.09%

3–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026