Compare · 3 funds side by side · dividends reinvested

DFIP, SPY and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

DFIP, SPY and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

Dimensional - Inflation-Protected Securities ETFBonds & Cash · Treasuries0.11%5.31%−0.1%+0.0%+4.6%[…]−4.3%3.7%$1.1B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFIP 2021 · SPY 1993 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,118

SPY

DFIP

Dimensional - Inflation-Protected Securities ETF · $1.1B[…]

$10,000 five years ago, dividends reinvested

SPYMeasureDFIP

+8.7%Year to dateJan 1 → Nov 6−0.1%

+9.7%1 yearTotal return+0.0%

+21.7%3 years · per year$10,000 became $18,039 · $11,443+4.6%

+11.3%5 years · per year$10,000 became $17,118 · […][…]

0.09%Expense ratio$9 · $11 a year on $10k · lower is better0.11%

1.03%Trailing 12-mo yield$103 · $531 a year on $10k5.31%

−8.9%Worst dropSmaller is better−4.3%

13.6%VolatilityLower is calmer3.7%

SPYDFIP Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs DFIP: Top 5 Holdings

Today

SPY

27.8%in top 5

DFIP

in top 5[…]

SPYStockDFIP

7.9%AAPLnot top 5

6.9%NVDAnot top 5

6.3%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SPY vs DFIP Returns, Every Period

SPDRSPY

+9.7%

past year

DFIPDimensional

+0.0%

past year

SPYDFIPFaded: behind in that period

3–0SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs DFIP

YTD

SPDRSPY

+8.7%

DFIPDimensional

−0.1%

+8.7%Year to date−0.1%

−8.9%Worst drop · 1Y−4.3%

13.6%Volatility · 1Y3.7%

1.0%Yield5.3%

$819BAssets$1.1B

3–1DFIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIP, SPY, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

DFIP0.11%$11

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFIP, SPY, VCIT

5.31%highest, DFIP

FundTrailing yieldYield$10k

DFIP5.31%$531

VCIT5.02%$502

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$520most kept, DFIP

DFIP$531 − $11 = $520

VCIT$502 − $3 = $499

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFIP, SPY, VCIT

Today

[…]holdings […]

DFIPSPYVCIT

DFIP—[…][…]

SPY[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

DFIPWorst drop−4.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFIPSPY

−0.1%Year to date+8.7%

5.3%Yield1.0%

+0.0%Past year+9.7%

0.11%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026