Compare · 3 funds side by side · dividends reinvested

DFIP, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

DFIP, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.9

Dimensional - Inflation-Protected Securities ETFBonds & Cash · Treasuries0.11%5.32%−0.2%−0.5%+4.8%[…]−4.3%3.7%$1.1B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFIP 2021 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Inflation-Protected Securities ETF · $1.1B[…]

DFIP

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

DFIPMeasureSPY

−0.2%Year to dateJan 1 → Nov 5+13.3%

−0.5%1 yearTotal return+13.4%

+4.8%3 years · per year$10,000 became $11,505 · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.11%Expense ratio$11 · $9 a year on $10k · lower is better0.09%

5.32%Trailing 12-mo yield$532 · $99 a year on $10k0.99%

−4.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer12.9%

DFIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIP vs SPY: Top 5 Holdings

Today

DFIP

[…]in top 5

SPY

in top 527.7%

DFIPStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFIP vs SPY Returns, Every Period

DimensionalDFIP

−0.5%

past year

SPYSPDR

+13.4%

past year

DFIPSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DFIP vs VTI

YTD

DimensionalDFIP

−0.2%

VTIVanguard

+13.4%

−0.2%Year to date+13.4%

−4.3%Worst drop · 1Y−8.9%

3.7%Volatility · 1Y13.1%

5.3%Yield1.0%

$1.1BAssets$689B

3–1DFIP wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIP, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

DFIP0.11%$11

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFIP, SPY, VTI

5.32%highest, DFIP

FundTrailing yieldYield$10k

DFIP5.32%$532

VTI1.05%$105

SPY0.99%$99

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$521most kept, DFIP

DFIP$532 − $11 = $521

VTI$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFIP, SPY, VTI

Today

86.5%most shared, SPY and VTI

DFIPSPYVTI

DFIP—[…][…]

SPY[…]—86.5%

VTI[…]86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VTI, at 13.1% volatility

DFIPWorst drop−4.3%3.7% vol

SPYWorst drop−8.9%12.9% vol

VTIWorst drop−8.9%13.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFIPVTI

−0.2%Year to date+13.4%

5.3%Yield1.0%

−0.5%Past year+13.5%

0.11%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026