Compare · 3 funds side by side · dividends reinvested

DFIP, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

DFIP, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.9

Dimensional - Inflation-Protected Securities ETFBonds & Cash · Treasuries0.11%5.31%−0.1%−0.4%+4.9%[…]−4.3%3.7%$1.1B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFIP 2021 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Inflation-Protected Securities ETF · $1.1B[…]

DFIP

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

DFIPMeasureVTI

−0.1%Year to dateJan 1 → Nov 5+8.4%

−0.4%1 yearTotal return+9.9%

+4.9%3 years · per year$10,000 became $11,548 · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.11%Expense ratio$11 · $3 a year on $10k · lower is better0.03%

5.31%Trailing 12-mo yield$531 · $110 a year on $10k1.10%

−4.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer13.7%

DFIPVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIP vs VTI: Top 5 Holdings

Today

DFIP

[…]in top 5

VTI

in top 525.0%

DFIPStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFIP vs VTI Returns, Every Period

DimensionalDFIP

−0.4%

past year

VTIVanguard

+9.9%

past year

DFIPVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DFIP vs VTI

YTD

DimensionalDFIP

−0.1%

VTIVanguard

+8.4%

−0.1%Year to date+8.4%

−4.3%Worst drop · 1Y−8.9%

3.7%Volatility · 1Y13.7%

5.3%Yield1.1%

$1.1BAssets$689B

3–1DFIP wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIP, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

DFIP0.11%$11

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFIP, VTI, SPY

5.31%highest, DFIP

FundTrailing yieldYield$10k

DFIP5.31%$531

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$520most kept, DFIP

DFIP$531 − $11 = $520

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFIP, VTI, SPY

Today

86.5%most shared, VTI and SPY

DFIPVTISPY

DFIP—[…][…]

VTI[…]—86.5%

SPY[…]86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DFIPWorst drop−4.3%3.7% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFIPVTI

−0.1%Year to date+8.4%

5.3%Yield1.1%

−0.4%Past year+9.9%

0.11%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026