Compare · 3 funds side by side · dividends reinvested

DFIS, SPY and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

DFIS, SPY and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B1.9

Dimensional - International Small Cap ETFInternational · Ex-US broad0.39%2.21%+10.9%+18.8%+21.2%[…]−12.5%16.0%$5.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: DFIS 2022 · SPY 1993 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - International Small Cap ETF · $5.8B[…]

DFIS

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

DFISMeasureSPY

+10.9%Year to dateJan 1 → Nov 9+11.2%

+18.8%1 yearTotal return+13.5%

+21.2%3 years · per year$10,000 became $17,789 · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.39%Expense ratio$39 · $9 a year on $10k · lower is better0.09%

2.21%Trailing 12-mo yield$221 · $101 a year on $10k1.01%

−12.5%Worst dropSmaller is better−8.9%

16.0%VolatilityLower is calmer13.7%

DFISSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIS vs SPY: Top 5 Holdings

Today

DFIS

1.8%in top 5

SPY

in top 527.8%

DFISStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

0.4%ORNBV.HEnot top 5

0.4%QIA.DEnot top 5

0.4%VACN.SWnot top 5

0.3%DPM.TOnot top 5

0.3%SPSN.SWnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

DFIS vs SPY Returns, Every Period

DimensionalDFIS

+18.8%

past year

SPYSPDR

+13.5%

past year

DFISSPYFaded: behind in that period

1–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

DFIS vs VEA

YTD

DimensionalDFIS

+10.9%

VEAVanguard

+12.9%

+10.9%Year to date+12.9%

−12.5%Worst drop · 1Y−11.6%

16.0%Volatility · 1Y18.3%

2.2%Yield2.4%

$5.8BAssets$232B

3–1VEA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIS, SPY, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SPY0.09%$9

DFIS0.39%$39

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: DFIS, SPY, VEA

2.44%highest, VEA

FundTrailing yieldYield$10k

VEA2.44%$244

DFIS2.21%$221

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

DFIS$221 − $39 = $182

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: DFIS, SPY, VEA

Today

8.0%most shared, DFIS and VEA

DFISSPYVEA

DFIS—0.0%8.0%

SPY0.0%—0.0%

VEA8.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%DFIS, at 16.0% volatility

SPYWorst drop−8.9%13.7% vol

DFISWorst drop−12.5%16.0% vol

VEAWorst drop−11.6%18.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VEASPY

+12.9%Year to date+11.2%

2.4%Yield1.0%

+18.8%Past year+13.5%

0.03%Fee0.09%

4–0VEA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026