Compare · 3 funds side by side · dividends reinvested

DFNL, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

DFNL, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.8

Davis Select Financial ETFSectors · Financials0.61%1.28%+6.8%+16.9%+28.3%+12.5%−12.9%14.9%$453M2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: DFNL 2017 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Davis Select Financial ETF · $453M$18,050

DFNL

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 28.2% in common

DFNLMeasureXLF

+6.8%Year to dateJan 1 → Nov 4+9.4%

+16.9%1 yearTotal return+15.3%

+28.3%3 years · per year$10,000 became $21,129 · $19,384+24.7%

+12.5%5 years · per year$10,000 became $18,050 · $16,157+10.1%

0.61%Expense ratio$61 · $8 a year on $10k · lower is better0.08%

1.28%Trailing 12-mo yield$128 · $140 a year on $10k1.40%

−12.9%Worst dropSmaller is better−14.8%

14.9%VolatilityLower is calmer15.0%

DFNLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3DFNL wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFNL vs XLF: Top 5 Holdings

Today

DFNL

35.0%in top 5

XLF

in top 543.4%

DFNLStockXLF

5.9%BRK-B12.9%

not top 5JPM11.2%

10.7%COFnot top 5

not top 5V8.9%

6.5%USBnot top 5

not top 5MA6.5%

6.0%MKLnot top 5

5.9%FITBnot top 5

not top 5BAC4.0%

Held in common28.2%

End-of-day Nov 4, 2026 · share of each fund

DFNL vs XLF Returns, Every Period

DavisDFNL

+12.5%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

DFNLXLFFaded: behind in that period

3–1DFNL wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

DFNL vs XLF

YTD

DavisDFNL

+6.8%

XLFSPDR

+9.4%

+6.8%Year to date+9.4%

−12.9%Worst drop · 1Y−14.8%

14.9%Volatility · 1Y15.0%

1.3%Yield1.4%

$453MAssets$53.8B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFNL, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

DFNL0.61%$61

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: DFNL, XLF, VOO

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

DFNL1.28%$128

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, XLF

XLF$140 − $8 = $132

VOO$105 − $3 = $102

DFNL$128 − $61 = $67

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: DFNL, XLF, VOO

Today

28.2%most shared, DFNL and XLF

DFNLXLFVOO

DFNL—28.2%5.2%

XLF28.2%—11.3%

VOO5.2%11.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.9%DFNL, at 14.9% volatility

VOOWorst drop−8.9%12.8% vol

DFNLWorst drop−12.9%14.9% vol

XLFWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVOO

+9.4%Year to date+13.4%

1.4%Yield1.1%

+15.3%Past year+13.5%

0.08%Fee0.03%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026